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Innehåll tillhandahållet av Peggie Kirkland, Ph.D.; Certified Life Coach, Peggie Kirkland, and Ph.D.; Certified Life Coach. Allt poddinnehåll inklusive avsnitt, grafik och podcastbeskrivningar laddas upp och tillhandahålls direkt av Peggie Kirkland, Ph.D.; Certified Life Coach, Peggie Kirkland, and Ph.D.; Certified Life Coach eller deras podcastplattformspartner. Om du tror att någon använder ditt upphovsrättsskyddade verk utan din tillåtelse kan du följa processen som beskrivs här https://sv.player.fm/legal.
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Reason #7: It's on you now! Strategies to get Financially Healthy and Save Yourself from an Emotional Meltdown

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Manage episode 320899123 series 2978116
Innehåll tillhandahållet av Peggie Kirkland, Ph.D.; Certified Life Coach, Peggie Kirkland, and Ph.D.; Certified Life Coach. Allt poddinnehåll inklusive avsnitt, grafik och podcastbeskrivningar laddas upp och tillhandahålls direkt av Peggie Kirkland, Ph.D.; Certified Life Coach, Peggie Kirkland, and Ph.D.; Certified Life Coach eller deras podcastplattformspartner. Om du tror att någon använder ditt upphovsrättsskyddade verk utan din tillåtelse kan du följa processen som beskrivs här https://sv.player.fm/legal.

Did you know that even though you Gen Xers are by nature self-sufficient, resourceful, flexible, and highly-educated, to name just a few of your admirable characteristics, you still worry about debt, paying your mortgages, student loans for you and your children and credit card interest. In short you are stressed about your finances, and not having enough emergency funds on hand, what your retirement will look like, and whether Social Security will still exist.

In this episode, PK shares why getting financially healthy is important to your physical, mental and social well-being.
Key Takeaways and Gems From This Episode:

  • If you want to be on track to retire at age 67 you should have saved 3 times your income by age 40,
  • If you want to be on track to retire at age 67 you should have saved 6 times your salary by age 50 and
  • If you want to be on track to retire at age 67 you should have saved 8 times your salary by age 60.

The Consumer Financial Protection Bureau, talked to consumers and experts from all over the country and narrowed down four elements of financial health:

  1. Feeling in control
  2. Capacity to absorb a financial shock
  3. On track to meet goals
  4. Flexibility to make choices

If you’re constantly stressed about whether you have enough money, not just to meet the present obligations, but for the future as well, then you’re not financially healthy. It goes without saying that being in this situation can an impact the state of your physical, mental and social well-being.

Is this the time for you to start thinking seriously about your financial health?

While you’re at it use some affirmations to keep you positive and motivated. check out Episode 16: (Day 2) in our Season of Affirmations : "I will update my goals and create new challenges for myself." You can update this affirmation to fit the context of this episode by affirming, "I will update my financial goals and create new financial challenges for myself"

And while you’re trying out these tips, practice using affirmations to keep you positive and uplifted. Choose one or two that resonate with you, and make a habit of repeating them several times throughout the day, especially when you wake up in the morning, and at night before you go to bed.

Try to be aware of how your mind and body react to your practice of repeating affirmations. So grab your FREE Affirmation eCards Just click the link!

Hey, if you enjoyed this mini series, hit me up and let me know how this series impacted your self-care practices. You can leave me a message on my website on twitter, FB or instagram, all linked below.

Resources:
"...pandemic related closures"
" Here's how much money you should have saved by age 40..."

Connect with PK!

Website: https://www.mommasmotivationalmessages.com
Twitter: https://wwwtwitter.com/.momsmotivations
Insta

Connect with PK:
Website, Instagram, Facebook, Review on Apple podcast.
FREE Affirmation eCards

  continue reading

74 episoder

Artwork
iconDela
 
Manage episode 320899123 series 2978116
Innehåll tillhandahållet av Peggie Kirkland, Ph.D.; Certified Life Coach, Peggie Kirkland, and Ph.D.; Certified Life Coach. Allt poddinnehåll inklusive avsnitt, grafik och podcastbeskrivningar laddas upp och tillhandahålls direkt av Peggie Kirkland, Ph.D.; Certified Life Coach, Peggie Kirkland, and Ph.D.; Certified Life Coach eller deras podcastplattformspartner. Om du tror att någon använder ditt upphovsrättsskyddade verk utan din tillåtelse kan du följa processen som beskrivs här https://sv.player.fm/legal.

Did you know that even though you Gen Xers are by nature self-sufficient, resourceful, flexible, and highly-educated, to name just a few of your admirable characteristics, you still worry about debt, paying your mortgages, student loans for you and your children and credit card interest. In short you are stressed about your finances, and not having enough emergency funds on hand, what your retirement will look like, and whether Social Security will still exist.

In this episode, PK shares why getting financially healthy is important to your physical, mental and social well-being.
Key Takeaways and Gems From This Episode:

  • If you want to be on track to retire at age 67 you should have saved 3 times your income by age 40,
  • If you want to be on track to retire at age 67 you should have saved 6 times your salary by age 50 and
  • If you want to be on track to retire at age 67 you should have saved 8 times your salary by age 60.

The Consumer Financial Protection Bureau, talked to consumers and experts from all over the country and narrowed down four elements of financial health:

  1. Feeling in control
  2. Capacity to absorb a financial shock
  3. On track to meet goals
  4. Flexibility to make choices

If you’re constantly stressed about whether you have enough money, not just to meet the present obligations, but for the future as well, then you’re not financially healthy. It goes without saying that being in this situation can an impact the state of your physical, mental and social well-being.

Is this the time for you to start thinking seriously about your financial health?

While you’re at it use some affirmations to keep you positive and motivated. check out Episode 16: (Day 2) in our Season of Affirmations : "I will update my goals and create new challenges for myself." You can update this affirmation to fit the context of this episode by affirming, "I will update my financial goals and create new financial challenges for myself"

And while you’re trying out these tips, practice using affirmations to keep you positive and uplifted. Choose one or two that resonate with you, and make a habit of repeating them several times throughout the day, especially when you wake up in the morning, and at night before you go to bed.

Try to be aware of how your mind and body react to your practice of repeating affirmations. So grab your FREE Affirmation eCards Just click the link!

Hey, if you enjoyed this mini series, hit me up and let me know how this series impacted your self-care practices. You can leave me a message on my website on twitter, FB or instagram, all linked below.

Resources:
"...pandemic related closures"
" Here's how much money you should have saved by age 40..."

Connect with PK!

Website: https://www.mommasmotivationalmessages.com
Twitter: https://wwwtwitter.com/.momsmotivations
Insta

Connect with PK:
Website, Instagram, Facebook, Review on Apple podcast.
FREE Affirmation eCards

  continue reading

74 episoder

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