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Welcome to FinTech-Vision 360, where Financial Services meets Technology. Giving you access to the latest insights and thinking from leading experts in FinTech, technology and financial services. We will host CXO financial services executives, technology companies, investors, thought leaders and government officials to get their views on the future of financial services.
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One Vision fintech fuse podcast, hosted by Theodora Lau, brings purposeful fintech innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a more equitable, inclusive, and sustainable world for future generations galvanized by innovation. The latest season, FinTech Fuse, brought to you by the powerhouse trio, Theodora Lau, Barb MacLean, and Stephanie Foster, continues the tradition of telling stories that matter. We speak to startup fo ...
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Journey through Asia's revolutionary payments landscape in this new episode of One Vision — FinTech Fuse! where Theodora Lau sits down with Monica Jasuja, a prominent Asian fintech and payments strategist, to unpack the region's digital transformation. Explore how India's UPI (Unified Payments Interface) is reshaping the future of digital payments …
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Is our education system ready for the AI revolution in finance? Join Theodora Lau as she explores the intersection of artificial intelligence, financial innovation, and educational transformation with special guest Dr. Martha Boeckenfeld, CEO & Founder of the marthaverse. In this eye-opening episode of One Vision — The FinTech Fuse, we dive deep in…
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Jump into the latest episode of One Vision with Theodora Lau, featuring Noelle Russell, Chief AI Officer of the AI Leadership Institute. They chat about responsible AI, education, and the future of work — plus the thrills and spills of AI regulation. With all the excitement around AI, it is easy to get distracted and run straight for the shiny new …
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Join Theodora Lau and Stephanie Foster in this week’s One Vision — FinTech Fuse! as they dive into Georgia's booming fintech scene, where 80% of US payment transactions are processed. Atlanta, nicknamed "Transaction Alley," is the hub of this fintech revolution, handling more than half of the nation’s credit card processing. In this episode, we fea…
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As we often say, look East for fintech innovation. Luckily, you don’t have to get on a plane this time. In this week’s One Vision — FinTech Fuse! Join Sanjeev Kumar — CEO at WhiteSight, and Theodora Lau, as they chat about the growing fintech ecosystem in Brazil, Asia, and the Middle East, challenges and opportunities in fintech globalization, and …
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It is no longer a question of whether financial institutions need AI, but more a question of what use cases we should focus on first, and how we can best scale the technology. In this special episode of One Vision — FinTech Fuse! Theo chats with John Duigenan, General Manager, Global Financial Services Industry with IBM Technology, and Shanker Rama…
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Credit unions and smaller financial institutions rely heavily on 3rd party providers for AI solutions. But lack of clarity on regulations is one of the factors hindering the adoption of AI in the industry. In this episode of One Vision — FinTech Fuse! Theo chat with Elizabeth Osborne, COO of Great Lakes Credit Union, on the strategies and challenge…
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Everyone has likely been breached and will continue to be breached at some point. Unfortunately, current practices for protecting against identity theft and fraud are equivalent to "dark ages medicine" and do not effectively guide individuals on protective actions. When customers don’t take action, is it because they are not motivated, or is it bec…
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In the past decade, we have seen significant progress in data democratization and the rise of consumer-centric financial services — thanks to disruption brought on by increased mobility. As we continue the journey, who will lead the next revolution? Who will be the key players and where will financial advice come from? In this episode of One Vision…
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Traditional views on financial milestones and pathways to financial security are changing, and we need different solutions to address our changing needs at various stages of life. In this episode of One Vision — FinTech Fuse! Theo chat with April Clobes, President/CEO of MSU Federal Credit Union, on the impact of technology in the credit union indu…
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Fall is kicking off with a big BANG, with a series of fintech conferences for us to connect with founders and funders. It is also the recruiting season for our friends at the ICBA ThinkTECH Accelerator and the Center for Accelerating Financial Equity (CAFE). In this new episode of One Vision — FinTech Fuse! Theo, Barb, and Stephanie reunite to remi…
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Are you curious about the future of decentralized finance? Here’s a little secret: The future is already here, but the change is not equally distributed. In our back-to-back episode featuring women in web3, we chat with Rita Martins, author of the brand new book titled “Web3 in Financial Services”, on the past, present, and future of blockchain tec…
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With five generations of customers using the banking system, whose needs are we truly serving and how can we best fill the gaps? In our first episode back from a short summer break, we welcome Cleve Mesidor, Executive Director of the Blockchain Foundation, a 501c3 nonprofit leading an industry-wide crypto education campaign. Credit unions and commu…
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In this episode of One Vision, Theo chat with Alice Korngold, C-Suite and board advisor, speaker, and published author, on the value of collaboration between companies and nonprofits in finding innovative solutions to social challenges. Purpose and profits do and should co-exist; when we work together, we thrive — together. From hiring intentionall…
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From acting as a silent back office partner to being an enabler of banking services and new business models, technology has transformed not only the partnership between the CIO, CTO, and lines of business, but also the customer experience. What is the next big opportunity when it comes to the future of banking? What role will technology such as art…
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Just as the pandemic has accelerated the acceptance of digital payments in retail for consumers, it has sped up similar changes in the financial operations of organizations, enabling improved compliance and spending controls while reducing complexities. In this episode of One Vision, Theo chats with Chris Juneau, SVP, Head of SAP Concur Product Mar…
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While AI is not new, the excitement has skyrocketed in the past 2 years. As organizations embark on the AI journey, what do they need to keep in mind? What does responsible AI really mean? Are we being overly critical when we are biased and imperfect human beings? And how do we even stay ahead in the rapidly evolving field of AI and risk management…
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Homeownership is normally looked upon as a part of the American Dream. Unfortunately, reality often squeezes out many of those who don’t have access. In this episode of One Vision — FinTech Fuse! Theo chats with Brendan Kennealey, Founder/CEO at NESTER, and part of the first cohort for CAFE (Center for Accelerating Financial Equity), on his quest t…
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Generative AI in 2023 was a bit of an enterprise parlor trick: something that fascinated and amused workers-maybe helped them create an image or revise a blog post — but didn't provide substantial value to the broader organization. That's changing. In 2024, adoption is ramping up, and we're starting to see how generative AI will actually reshape th…
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It is an exciting time to be in tech. With nine out of ten CFOs projecting higher AI budgets in 2024, how will the integration of AI in business impact the skill sets required for the CFOs? How can AI bring benefits to the day-to-day financial processes including working capital management? And what are some of the things that we need to keep in mi…
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What are the real problems that real people are facing, and what is the financial services industry doing about it? Barb, Mary, and Theo reunited for a new episode of One Vision — FinTech Fuse! where we asked the rhetorical question of: “Do banks feel like the only way to compete is to put on a hoodie and pretend to be a startup?” Should we just pu…
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How do you go from extraordinarily principled libertarian ideals that challenge the status quo to mass adoption? In this week’s One Vision podcast, we chat with Keith Grossman, President, Enterprise at MoonPay, former President of TIME magazine, and former Global Chief Revenue Officer of Bloomberg, on the partnership between MoonPay and PayPal, the…
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What drives people’s financial behaviors in real-life contexts? Do we truly understand what people need and what is functional for them? In the latest episode of One Vision, we welcome authors Erin Taylor and Anette Broløs to share the story behind their company, Finthropology, and to discuss their new book, Customer-Centric Innovation in Finance. …
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What has changed and hasn’t changed in payments and marketing in the past two decades? What can we do to help more women become visible? In this episode of One Vision — FinTech Fuse! We chat with Kathryn Vazquez Kmiotek — Top 30 Influential Fintech Marketer — on the future of payments and true inclusion. Kathy’s advice? Own your voice and be the dr…
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From connecting businesses to helping consumers manage their everyday spending, open banking has been in action for a while now. In this episode of One Vision — Fintech Fuse! Theo chats with Meaghan Johnson, Fintech and Bank Advisor, on the next iteration of finance and how it can deliver more value to the data-driven ecosystem. If our payments dat…
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Have you ever looked back at your career path, and wondered out loud, what if? And if you could pursue anything, what would it be? In this episode of One Vision podcast, Theo chats with Bhuva Shakti, fractional COO and board director, on her roles as angel investor, advisor, and digital transformation strategist. From economic inclusion and entrepr…
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Where incumbents come together with fintechs, Fintech Week London is a city-to-city event spanning some of the most current themes in financial services. From artificial intelligence, ESG, and insurtech, to embedded finance, payments, and digital assets, what’s in store for this year’s festivities? In this episode of One Vision — FinTech Fuse! Theo…
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Yes, ESG is both complex and complicated, as Matthew Sekol wrote in his new book, ESG Mindset. But at the heart of it, it should not be difficult to explain — nor should it be controversial — why a business needs to go beyond pure financials, to build resilience — to better understand the risks and capture the opportunities — so that they can bette…
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As one of the first flowers that bloom in spring, daffodils symbolize new beginnings, resilience, and prosperity. But what do the flowers have in common with fintech and rugby? In this new episode of One Vision, Theo chats with Sarah Kocianki, CEO of Fintech Wales, on her top priorities in growing the world-class collaborative FinTech ecosystem in …
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VC investment in startups is crucial for the industry. Yet, the funding into underrepresented founders is dismal and seems to be getting worse by the year. Could bringing more women into investment communities and helping them secure board roles be the answer we are looking for? In this episode of One Vision — FinTech Fuse! We chat with Millicent T…
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Against the backdrop of economic uncertainty and geopolitical tensions, how can we make the supply chain more resilient? In this episode of One Vision, Theo chats with Rene Ho — CFO at Taulia, and Thomas Mehlkopf — GM and Head of Working Capital Management CoE at SAP, on realizing the synergies from the power duo of SAP-Taulia, building the future …
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In many rural communities, credit unions are the financial institutions of choice. But these credit unions facilitate more than just money movement. As financial cooperatives, they are owned by their members and embedded within the communities that they serve. In this episode of One Vision — FinTech Fuse! We chat with Carrie Forbes, CEO of League D…
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In this special episode of One Vision, we collaborate with Sonya Dreizler, Co-Founder of Choir, to introduce four special guests to our community: Valerie Escobar, Mohna Shah, Anthony Williams, and Yohance Harrison. Tune in to find out more about them, what drives them, and what they would put in a time capsule to be opened in 100 years. Did you kn…
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What is the difference between open banking, open finance, and open data? And how can technology enable a true 360 degree view of a consumer, beyond just finance? In this episode of One Vision Podcast — FinTech Fuse! We chat with Michelle Beyo, founder of Finavator, about her career journey, what inspires her, and how she changes the ecosystem arou…
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In this episode of One Vision — FinTech Fuse! Theo and Barb chat with Simon Taylor, Head of Strategy & Content at Sardine, and the brain behind the Fintech Brainfood, on being infinitely curious. One of Simon’s passion topics and mission at Sardine is to eradicate scams from the Internet. According to Simon, not only is fraud a massively underrepre…
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Against the backdrop of elevated interest rates and lingering economic uncertainty brought about by layoffs and geopolitical conflicts, it is perhaps not surprising to see consumers seeking alternative ways to consume and pay. At the same time, they are also demanding more. In this episode of One Vision, Theo and Barb chat with Julie Muhn, Senior R…
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“If you get the chance to wake up tomorrow, what will you do with your day?” In this episode of One Vision — FinTech Fuse! Theo chats with Natasha Harper-Madison, a city council member for Austin, an entrepreneur, and a champion for the local community and racial equity, on civic engagement and cultivating economic opportunity and mobility. It is o…
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How can we best invest in the ecosystem to help empower those who have been left behind by our mainstream financial services ecosystem, and enable them to build long term equity? In this episode of One Vision — FinTech Fuse! Theo and Stephanie chat with Kristen Castell, Managing Director of Fintech CAFE (Center for Accelerating Financial Equity), a…
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Beyond the sensational conversations, what is the real story behind decentralized finance? If programmable money is indeed our future, what questions should we be asking now and what should we be concerned with? In this episode of One Vision — FinTech Fuse! Theo chat with Ian Horne, author of “Why DeFi Matters” and head of content at Money20/20 Eur…
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How do you build a customer-centric financial institution? Being hyper-focused on your customers’ needs definitely tops the list. Especially in an environment where financial uncertainty is keeping many consumers up at night, banks are in the best position to act as an empathetic and trusted partner for those in need. In this episode of One Vision …
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As we reflect on our work and personal lives, what are we most proud of? What are the memories that we treasure the most? And would we do differently, if given the chance? Whether as VCs, innovators, or entrepreneurs, are we clear about our end goals and what drives us? And ultimately, what does success mean to us — as individuals? In this episode …
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What’s the magic with events, you ask? From fostering serendipity moments and building communities, to cultivating long-term and impactful relationships, there simply is no substitute to meeting people in person. In this episode of One Vision — FinTech Fuse! Theo caught up with Andrew Morris, Chief Content Officer for Fintech Islands, who has had t…
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Artificial intelligence (AI) has been rapidly evolving in the past decade. Interests in AI, along with adoption and investment in AI, have witnessed a substantial increase. While tech stories are fun and exciting, our collective future is not just about bits and bytes. Rather, it’s about our shared prosperity: What will you do with the immense powe…
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We are kicking off 2024 with a big BANG! In this episode of One Vision — Fintech Fuse! Theo and Barb welcome our first futurist on the show: Katie Schultz, aka Miss Metaverse, a well-known professional futurist and content creator. While fear and uncertainty dominate much of our newscycle, Katie reminds us that we do have a chance and the power to …
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If you could preserve memories and artifacts in a bottle, what would you keep? From the hype of the year (cue: generative AI) and renewed focus on small business and business fundamentals, to PFM tools and the symbiotic relationship between big techs and banks, there is never a dull moment in fintech. In this special year-end episode of One Vision:…
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According to the World Health Organization, globally one in six people experience infertility in their lifetime and the rate continues to climb. Despite available treatment for a variety of cases, being able to start a family remains a distant dream for far too many due to financial constraints. In this episode of One Vision — FinTech Fuse! Theo an…
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Small businesses account for 99.9% of all U.S. firms. They employ almost half of America's private sector workforce and represent 43.5% of gross domestic product. By almost any measure, small businesses are a crucial part of our economy and workforce. Yet, they are hugely underserved by the financial services industry. In this episode of One Vision…
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Faced with persistent economic uncertainties and stagnant wage growth, will fintechs give us hope by bringing us the right product at the right time and empowering customers with more focus on financial well-being and education? In this episode of One Vision — FinTech Fuse! Theo and Stephanie chat with Sebastian Builes, Co-Founder and CEO of Arcum,…
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Data gives us superpower. From how much we spend and where we spend it, to the impact of our dollars on the planet, data tells a story. In an era where consumers are becoming more environmentally conscious, the role that financial institutions can and should play in helping us transition to net zero is more crucial than ever. In this episode of One…
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Are fintechs still eating bankers’ lunch? What roles will big techs play in consumer financial lives? For fintech founders pitching to community banks, what should they be mindful of? In this episode of One Vision — Fintech Fuse! Theo chats with Pam Kaur, Head of Bank Technology at BankTech Ventures, about her role in fostering connections and inno…
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