Our Homes - Ending the Housing Crisis: The Biden-Harris Administration on Building Affordable Housing

Our Homes: Ending the Housing Crisis

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Dave Ramsey: 5 Stages to Build and Scale a Business That Lasts | Entrepreneurship | E344 1:03:38

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Too many entrepreneurs get stuck on the business treadmill, hustling nonstop, unable to scale, and unknowingly stalling their growth. That’s where Dave Ramsey began. After crashing into $3 million in debt, he rebuilt from scratch, turning a small radio program into a national show with millions of listeners. With over three decades of experience in entrepreneurship, business growth, and content creation, he knows what it takes to build a lasting business. In this episode, Dave reveals the six drivers of long-term success, the five key stages of startup growth, and how he balances life as an entrepreneur and a content creator. In this episode, Hala and Dave will discuss: (00:00) Introduction (00:23) The Core Principles of Financial Freedom (05:42) Adapting to Change as a Content Creator (09:22) Balancing Content Creation and Entrepreneurship (12:34) How to Create a Clear Path in Business (15:19) The Truth About Starting a Business Today (18:22) The Six Drivers of Business Success (26:20) Shifting From Tactical to Strategic Thinking (29:44) The Five Stages of Business Growth (41:10) Leading with Care, Clarity, and Accountability (47:10) Identifying the Right Leadership Skills (48:35) Starting a Media Business as an Entrepreneur Dave Ramsey is a personal finance expert, radio personality, bestselling author, and the founder and CEO of Ramsey Solutions. Over the past three decades, he has built a legacy of helping millions achieve financial freedom. As the host of The Ramsey Show , Dave reaches more than 18 million listeners each week. He is the author of eight national bestselling books. His latest, Build a Business You Love , helps entrepreneurs navigate growth and overcome challenges at every stage. Sponsored By: Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify OpenPhone: Streamline and scale your customer communications with OpenPhone. Get 20% off your first 6 months at openphone.com/profiting Airbnb - Find yourself a co-host at airbnb.com/host Indeed - Get a $75 sponsored job credit at indeed.com/profiting RobinHood - Receive your 3% boost on annual IRA contributions, sign up at robinhood.com/gold Factor - Get 50% off your first box plus free shipping at factormeals.com/factorpodcast Rakuten - Save while shopping at rakuten.com Microsoft Teams - Stop paying for tools. Get everything you need, for free at aka.ms/profiting LinkedIn Marketing Solutions - Get a $100 credit on your next campaign at linkedin.com/profiting Resources Mentioned: Dave’s Book, Build a Business You Love: bit.ly/BuildaBusinessYouLove Dave’s Website: ramseysolutions.com Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap Youtube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Side Hustle, Passive Income, Online Business, Solopreneur, Networking.…

för 3 år sedan 56:43

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Erika Poethig, the Special Assistant to the President for Housing and Urban Policy at the White House’s Domestic Policy Council, discusses America’s housing problem and federal housing policy. This episode of Our Homes is hosted by Senator Stanley Chang.

39 episoder

#Government #Stanley Chang

Our Homes - Ending the Housing Crisis: The Biden-Harris Administration on Building Affordable Housing

Our Homes: Ending the Housing Crisis

published för 3 år sedan

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M4A•Episod hem

39 episoder

#Government #Stanley Chang

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Our Homes - Ending the Housing Crisis: An Empty Homes Tax for Honolulu 55:16

för 31 weeks sedan55:16

55:16

In this episode of Our Homes, Ellen Carson and Keith Webster (advocates for Faith Action for Community Equity, a nonprofit focusing on housing and homelessness solutions) speak about an empty homes tax under consideration by the Honolulu City Council. Modeled after Vancouver, Canada’s tax, Honolulu’s proposal would be levied on an empty home’s assessed value, on a graduated rate with a 3 year phase. Faith Action for Community Equity believes this would disincentivize non-resident buyers and create a funding mechanism to support more housing construction and homeless services.…

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Our Homes - Ending the Housing Crisis: The Great Housing Hijack 59:13

för 44 weeks sedan59:13

59:13

In this episode of Our Homes, Dr. Cameron Murray, Australian economist and author of “The Great Housing Hijack,” speaks about the myths surrounding housing markets in Australia and elsewhere. Murray believes that high housing cost jurisdictions suffer from inequitable distribution of housing, not mere supply shortage. These housing shortages have been observed over the centuries, meaning that regulation alone cannot explain them. An alternative to the free market is required to aid those who cannot access a home. Jurisdictions need to implement a low-price alternative to rent or buy homes, like the Singapore model, which is already available to certain groups in Australia, like military servicemembers. This episode of Our Homes was hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: A New Generation of Public Development in Boston, MA 49:15

för 1 year sedan49:15

49:15

In this episode of Our Homes, Kenzie Bok, the Administrator for the Boston Housing Authority (BHA), shares BHA’s plan to end the City’s housing shortage in part by building 3,000 mixed-income Faircloth units. This decision was spurred by the Department of Housing and Urban Development’s decision to almost triple the subsidy amount available for Faircloth units. The authority has currently identified two sites, and Bok speaks on the current obstacles and the importance of their mixed-income, mixed-use, and revenue neutral building plans. Bok further speaks on the necessity of government’s role as provider of safe and affordable housing. This episode of Our Homes was hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: How to Build Permanent Supportive Housing for Less 44:29

för 2 years sedan44:29

44:29

In this episode of Our Homes, Dan Rinzler, Associate Research Director with the California Housing Partnership, shares his evaluation of Tahanan, a recently constructed permanent supportive housing (PSH) project in San Francisco. Tahanan’s development utilized cost-saving measures in financing, design, and construction, reducing residential costs and development times by roughly 40 percent compared to other PSH projects in San Francisco. Tahanan’s success and departure from common development practices represent an opportunity to reassess PSH requirements that delay and increase costs on this critical need. This episode of Our Homes was hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: How Arizona Unlocked a Large New Source of Funding for Housing the Homeless 55:31

för 2 years sedan55:31

55:31

In this episode of Our Homes, Shreya Arakere, Liz Da Costa, and Alex Dayman from Arizona Health Care Cost Containment System, Arizona's Medicaid program, discussed how Medicaid waivers are a new funding source for housing the homeless in Arizona. Arizona’s Medicaid will be able to provide six months of transitional housing for individuals moving from insecure environments like homeless shelters and group/foster homes. Arizona’s Medicaid will also offer case management, educational outreach, and other housing services under their Housing and Health Opportunities Waiver (H2O). With nearly 37,000 homeless and at-risk residents, Arizona’s new source of funding for housing the homeless will positively impact their state immensely. This episode of Our Homes was hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: The Big Housing Build in Victoria, Australia 57:40

för 2 years sedan57:40

57:40

The Big Housing Build is a social housing plan to build 10,000 new and affordable homes across regional Victoria. Victoria’s population of 6.7 million in March 2023 is forecast to grow to 11.2 million by 2056. The state's exponential population growth coupled with issues of homelessness, the growing social housing waiting list, and rising costs of housing and living, act as the driving forces behind the Big Housing Build. Australian politician Sheena Watt, who serves in the Victorian Legislative Council for Northern Metropolitan Region since 2020, discusses the Big Housing Build in Victoria, Australia. Watt is the first Indigenous Australian woman to represent the Australian Labor Party in the Parliament of Victoria. She is the point person to talk to for the housing build across Victoria. This episode of Our Homes is hosted by Ian Ross.…

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Our Homes - Ending the Housing Crisis: How Seattle Passed Social Housing 56:35

för 2 years sedan56:35

56:35

Initiative 135 (I-135), is a Seattle initiative that creates a new social housing developer to build, acquire and manage public, affordable housing in the city. Tiffany McCoy and Camille Gix believe that the key strategies that helped pass the initiative were centering the initiative around a positive vision, humanizing higher income renters (teachers/healthcare workers who may need affordable housing), highlighting the beneficial differences between this model compared to others, and using international/national examples for proof of concept. Tiffani McCoy is the advocacy director at Real Change and serves as the co-chair for the House Our Neighbors coalition. McCoy acted as the campaign manager for I-135, overseeing all campaign communications and field efforts from the start of the campaign through the victory. Camille Gix is a graduate student at the University of Washington and policy intern at Real Change. She was also on the steering committee for I-135, helping draft the initiative. This episode of Our Homes is hosted by Ian Ross.…

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Our Homes - Ending the Housing Crisis: The Pandemic’s Effects on Hawaii’s Housing 1:06:36

för 2 years sedan1:06:36

1:06:36

Since 2020, Covid-19 affected Hawaii’s housing market. At the beginning of the pandemic, housing prices dropped by an insignificant amount. As the pandemic continued into 2021, 2022, 2023, housing prices began increasing again, following the predicted trajectory of growth. Paul Brewbaker believes that the new wave of working from home plays a role in housing price increase. Paul Brewbaker is the principal of TZ Economics, a Hawaii consultancy doing corporate work, development impact analysis, and litigation support. His background is in research on the Hawaii economy and in country risk and financial risk analytics from 25 years as a commercial bank economist. He discusses the latest data about the Hawaii housing market in the wake of the pandemic. This episode of Our Homes is hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: Social Housing in San Francisco 59:33

för 3 years sedan59:33

59:33

Social housing in San Francisco’s needs to meet two criterias: owned by the city, a nonprofit, residents, or a residents’ association that ensures permanent long term affordable housing and serves all income qualified households with a maximum average of not more than 80% of median income across all units. There are many new social housing developments underway in San Francisco including developing churches into social housing and using land trusts to make affordable housing. Hans How is a member of the C&C of San Francisco Housing Stability Fund Oversight Board, a public body formed to provide oversight on San Francisco’s funds for the creation of social housing. He also acts as a program manager for housing initiatives at Meta. He discusses the city's new social housing programs. This episode of Our Homes is hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: Missing Middle Housing 1:00:31

för 3 years sedan1:00:31

1:00:31

At Optico Design, Stefan Pellegrini works within the field of missing middle housing. Missing middle housing are house-scaled buildings with multiple units in walkable neighborhoods used to address shifting household demographics between baby boomers and millennials. Millennials are less likely to have children and are in need of affordable housing that comes in forms of duplexes, townhouses, live/work housing, apartments, etc.. Stefan Pellegrini is an architect, urban designer, and planner who advocates for equitable design and social and environmental justice in cities, with a focus on physical placemaking strategies that empower residents, build social capital, and nurture community. He is a principal with Opticos Design, Inc., an urban design, planning, and architecture practice based in Berkeley, California. His work spans more than twenty years and includes mixed-income neighborhoods, downtown urban design plans, community revitalization strategies, and regional plans and codes across the US and abroad. This episode of Our Homes is hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: Housing in Dhaka, Bangladesh 48:13

för 3 years sedan48:13

48:13

Bangladesh is considered the most vulnerable country to climate change with sea level rising threatening its coastal regions, Himalayan snow melts flooding its northern regions, and frequent natural disasters occurring (cyclones and hurricanes). On top of climate related issues, Bangladesh also faces major economic concerns as one of the poorest nations in the world. Both climate and economic matters affect energy access for poorer neighborhoods in Bangladesh. Mark Jones examined energy justice for informal settlements in the global south with a slum in Dhaka as his case study. Mark Jones, Associate Professor at the University of Queensland School of Architecture, extensively researched issues relating to climate change including emissions mitigation, urban climate response, bio-physical adaptation and social resilience. In 2020, Jones completed his PhD at the University College London, conducting research in Dhaka, Bangladesh. This episode of Our Homes is hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: A Proposal for the Ala Wai Village and Green 56:50

för 3 years sedan56:50

56:50

Sanford Murata wants to build bigger and better. He is proposing a better way to use the land of the Ala Wai Golf Course. Drawing from the Chinese idea of a "Sponge City", this project will store and filter excess water in the canal and release it at opportune times. The project will have two developments: "Ala Wai Village" and "Ala Wai Green". The "Village" would be a series of multi-use affordable housing with 3600 residential units and the "Green" would be a multi-use resource park which would help filter and use the water from the Ala Wai canal to grow a beautiful green space. Sanford Murata, a real estate professional who studied architecture and urban land economics at the University of California at Berkeley proposes a new Ala Wai village. He has been involved in planning, development, and ownership of a range of real estate projects in Hawaii, his newest being the Ala Wai village. This episode of Our Homes is hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: Achieving Social Housing in California with Assembly Bill 2053 58:56

för 3 years sedan58:56

58:56

Assemblymember Alex Lee currently has Assembly Bill 2053 (AB 2053) pending before the California State Legislature that will help the state achieve social housing for all. Social housing is mixed income, publicly developed housing for all that avoids concentrated poverty. He hopes that AB 2053 creates a self sustaining neighborhood with equitable housing for all, no matter their economic status. Alex Lee represents California’s 25th Assembly District, located in the Silicon Valley region. Assemblymember Lee, elected in 2020, became the youngest Asian American legislator and first openly bisexual state legislator in California history. In the State Legislature, he has made housing affordability and tackling the housing crisis his top priority. This episode of Our Homes is hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: Hawaii’s Need for Affordable Housing 1:02:15

för 3 years sedan1:02:15

1:02:15

Edward Pinto and Tobias Peter discuss their research on housing and the housing crisis in Hawaii. Hawaii has the highest median home price in the country, second highest cost of rent, and second highest rate of homelessness per capita. The plunge in Hawaii’s housing market began in the early 1970s when the state passed environmental and land usage policies causing a housing shortage and increase in housing prices. There is dire need for affordable housing in Hawaii but the state is predicted to face a shortage of 60,000 housing units by 2025. Edward Pinto is a senior fellow and the director of the Housing Center at the American Enterprise Institute (AEI). He is currently researching ways of increasing the entry-level housing supply for first-time buyers and renters who earn hourly wages, as well as examining the current house price boom that began in 2012. Tobias Peter is a research fellow and the assistant director of the AEI’s Housing Center, where he focuses on housing risk and mortgage markets. Peter wrote a variety of reports on housing policy, specifically on the impact of federal policy on housing demand and homeownership, housing finance risks, and first-time home buyers. His pieces have been published in policy journals and in the popular press, including in The Wall Street Journal, American Banker, and Business Insider. This episode of Our Homes is hosted by Senator Stanley Chang.…

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Our Homes - Ending the Housing Crisis: The Biden-Harris Administration on Building Affordable Housing 56:43

för 3 years sedan56:43

56:43

The Biden-Harris administration has made efforts to promote housing development. While the Build Back Better bill has stalled, the Bipartisan Infrastructure Bill and the American Rescue Plan passed last year have been essential in supporting American housing. Erika Poethig explains that at the heart of almost every issue from crime to poverty is related to a lack of housing stability. By investing in creating more housing units, maintaining our available stock of housing, and assembling coalitions of agencies and governments, the U.S. can make housing affordable. Erika Poethig, the Special Assistant to the President for Housing and Urban Policy at the White House’s Domestic Policy Council, discusses America’s housing problem and federal housing policy. This episode of Our Homes is hosted by Senator Stanley Chang.…

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