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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!

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Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself. Disclosures Joule Financial, LLC is registered as an investment adviser with the Securities Exchange Commission (SEC). The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has ...
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Are you a full-time working mom who has been blindsided by your child’s disability diagnosis? Do you struggle to afford medical bills, special equipment, therapies, and caregivers- while you continue to further drown in debt? Do you wish that you had step-by-step financial guidance so you could attain the financial stability you desire and spend your precious energy focusing on your special needs child? You are in the right place. My mission is to equip special needs moms just like you to cr ...
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Show Notes In this episode, we learn how to better understand time value that lies in its scarcity and irreplaceability, making it crucial to use it wisely and intentionally. Let this perspective encourage mindful living, focusing on what truly matters, and maximizing the positive impact of your actions and decisions. Don’t waste your time any much…
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Quint and Daniel talk about expense ratios and factoring this in when building your portfolio.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Quint and Logan talk about the national debt, what it means for our country, and how the US can pull through this crisis.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Show Notes: In this episode, I share useful topics about bringing your project to the finish line. You will learn two important aspects of project management and budgeting and how these two main components work together. With my systems in place that are interactive, simple, and fun you want to have them in your home. Check below how to connect wit…
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Shown Notes: Today I am talking about the aftermath of bankruptcy when it already happened and now you are at the point of starting your post-bankruptcy life. Also, bankruptcy can be considered not just a legal procedure with your creditors but other life circumstances such as illness, or other traumatic experiences throwing you in a position to st…
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Show Notes: In today's episode, I establish 4 principles of effective money strategy about saving and paying off debt. The first and main principle is establishing your why or your driver. I am glad to hear from you by connecting with me at the links below: Learn – www.dianagalas.com Discover - schedule a Free Call right here https://calendly.com/d…
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Show Notes: Want to do all these things and stay sane? Learn a step-by-step guide in this episode on how to actually be filled with joy, and peace of heart and feel a productive, happy Mom! Learn – www.dianagalas.com Discover - schedule a Free Call right here https://calendly.com/dianagalas/coaching-call-booking Connect - become an Insider here: ht…
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Show Notes: Welcome to Episode #36 where I teach how to gain back your ground after a shopping spree financial crash. Tune in to this episode and learn basic strategies on how to assess the situation, and create a plan to connect with yourself so you can use your experience for growth and financial stability. Learn – www.dianagalas.com Discover - s…
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Logan and Quint talk about ESG and ethical investing. Also, Quint talks more about his early days of starting the Joule business.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Quint interviews Drew Sutton who has invented a really cool way to teach your kids about investing early in life. Check out this tool at theblackinvestingbox.com.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Show Notes: This episode is about money wasting and about common ways of how unintentionally ending up with no money at the end of a month. Whether it’s emotional buying or quick convenience purchases, let me help you get control over your spending in a nonrestrictive way, giving you the freedom to put your money where it serves you the best. Check…
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Daniel and Allie dive deep into how a health savings account works and why it is one of the best money hacks out there.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Show Notes: In this episode, I am giving you a simple formula to help you optimize your family money system to get you out of debt. Whether you are starting over on your financial journey, starting for the first time, or changing financial directions this episode will share exact strategies to create money systems in your home so you can sleep bett…
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Quint and Logan break down the math of taking social security early versus waiting till later in retirement.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Show Notes: Creating a comprehensive special needs binder for a child can be immensely helpful for parents, caregivers, educators, and healthcare providers. The medical records, charts, immunizations, medications, and doctor's notes - all have to be carefully recorded and kept in one place and easily accessible. Our kids grow differently so, instea…
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Allie and Daniel talk about this credit card "hack" for helping your kids build credit.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Show Notes: In this episode, I want to discuss steps on practical steps on how to build your cash flow systems so you can start paying your debt and staying out of it. Welcome to episode #32 on the Simple Money Systems podcast. Create a Bill Pay System Build your Family Purchasing System Have in place a Grocery Shopping Planning System Create a Deb…
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Quint and Logan explain tracking your budget with multiple accounts like savings, checking, and credit cards.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Quint and Daniel talk through changing investment strategies from individual stocks to index funds and ETFs.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Show Notes: Welcome to Simple Money Systems podcast episode #31. Today I will be talking about the concept of cash flow. There's one common denominator to find that simple strategy for saving money that you can run with. Is there one? And I say yes. To simplify this often confusing money subject I have a simple money system that is custom built for…
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Show Notes: Welcome to episode #30 where I discussed the topic of why it is so hard to stick to your Budget and how to be consistent with your spending plan. Are you ready to learn and get back to the money management basics that you enjoy? I am glad to help you! Click the links below to learn, discover, connect, and engage. Learn – www.dianagalas.…
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Quint and Allie talk through filing taxes jointly versus separately and why you would do either.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Show Notes: You are the Mom of special abilities with a special calling that puts you in a place where you serve not only your child but also others. Just imagine when your voice is heard, and your talents are put to work to make not just your life much lighter, easier, more fun, and enjoyable but also the life of your child, your family, and peopl…
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Logan and Allie dive into the tax consequence of pulling money out of your 401K. They also touch on strategies for tax management when living outside of the US.Av Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
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Show Notes: Welcome to the Simple Money Systems podcast, where simple is more and more simple. I am so happy you joined me! In this episode, I will be discussing a hot topic about how to break through the spending cycle and how to gain confidence and peace of mind when it comes to your daily finances. The first thing you need to know is what is com…
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