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How Much Do You Need for a Down Payment?
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How much money do you need to put down when you purchase a home? Contrary to popular belief, you don’t necessarily need to have 20% down.
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How much money do you need for your down payment? Clarksville is a military town, so many of our residents are eligible for VA loans and can get a house for no money down. If you do not qualify for a VA loan, there are still many loan programs that can get you into a house for less than 20% down. Depending on your credit score, you can get a conventional loan with 5% down. If you qualify for an FHA loan, then you only need 3% down.
Depending on your credit score, you can get a conventional loan for 5%.
We also have local programs where the seller can pay most of the closing costs for you and you won’t have too much of a down payment.
If you have any questions about your down payment or if you want to know more about buying a home, give me a call or send me an email. I would be happy to help you!
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