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You Can Become a Homeowner
Manage episode 432909627 series 3410901
Innehåll tillhandahållet av Dave Gallegos. Allt poddinnehåll inklusive avsnitt, grafik och podcastbeskrivningar laddas upp och tillhandahålls direkt av Dave Gallegos eller deras podcastplattformspartner. Om du tror att någon använder ditt upphovsrättsskyddade verk utan din tillåtelse kan du följa processen som beskrivs här https://sv.player.fm/legal.
In this empowering episode, Dave Gallegos assures listeners that homeownership is within reach for anyone with the right preparation. Dave outlines the essential steps to get ready for buying a home, from building a solid credit score to saving for a down payment and understanding your budget. He also sheds light on what banks are looking for when approving a mortgage, offering insider tips to help you meet those criteria. Tune in to learn how to navigate the path to becoming a homeowner, with Dave's expert guidance making the journey smoother and more attainable.
00:00 - MTM Introduction
00:40 - The Fundamentals of Financial Health
01:25 - Nothing Has Really Changed
02:45 - No One Owns a Time Machine
04:40 - The Economic World is Very Different
06:45 - Not JUST the Financial Benefits of Home Ownership
07:25 - So, How Do You Do It?
09:00 - The Good News
11:25 - What Mortgage Lenders Look At
13:30 - It’s An Intimidating Process
15:45 - #1 Will You Pay?
18:15 - How Does The Bank Know?
19:55 - No More Late Payments
22:45 - Dealing With Negative Credit Reports
23:40 - Pay Down & Pay Off As Much Debt as Possible
24:00 - OptOutPrescreen.com
26:30 - Everyone Should Have Financial Balance in Life
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