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I’m Rich- Where should I get more money for my investments?

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Manage episode 442503650 series 3537733
Innehåll tillhandahållet av Anon. Allt poddinnehåll inklusive avsnitt, grafik och podcastbeskrivningar laddas upp och tillhandahålls direkt av Anon eller deras podcastplattformspartner. Om du tror att någon använder ditt upphovsrättsskyddade verk utan din tillåtelse kan du följa processen som beskrivs här https://sv.player.fm/legal.

In a recent episode, various methods for obtaining funds for investments are explored. Conventional lending from banks typically requires a 20-25% down payment and relies on the income generated from the property being financed. Asset-backed lending allows investors to leverage existing assets, such as stocks, to secure lines of credit, enabling them to avoid liquidation and potential tax penalties. Hard money lending offers quick access to capital through private lenders, albeit at higher interest rates (around 12%), which comes with increased risk. Additionally, investors can borrow against the cash value of whole life or indexed universal life (IUL) insurance policies, benefiting from potential tax advantages. Lastly, mezzanine debt, often used by private equity groups, serves as short-term, higher-interest financing to fill gaps when conventional lenders provide insufficient funding. The discussion highlighted the growing importance of compliance in the investment landscape while suggesting a shift in the approach to regulatory advice that could pose challenges in the industry.

Overall, understanding these diverse financing options is crucial for strategic investment planning.



Hosted on Acast. See acast.com/privacy for more information.

  continue reading

17 episoder

Artwork
iconDela
 
Manage episode 442503650 series 3537733
Innehåll tillhandahållet av Anon. Allt poddinnehåll inklusive avsnitt, grafik och podcastbeskrivningar laddas upp och tillhandahålls direkt av Anon eller deras podcastplattformspartner. Om du tror att någon använder ditt upphovsrättsskyddade verk utan din tillåtelse kan du följa processen som beskrivs här https://sv.player.fm/legal.

In a recent episode, various methods for obtaining funds for investments are explored. Conventional lending from banks typically requires a 20-25% down payment and relies on the income generated from the property being financed. Asset-backed lending allows investors to leverage existing assets, such as stocks, to secure lines of credit, enabling them to avoid liquidation and potential tax penalties. Hard money lending offers quick access to capital through private lenders, albeit at higher interest rates (around 12%), which comes with increased risk. Additionally, investors can borrow against the cash value of whole life or indexed universal life (IUL) insurance policies, benefiting from potential tax advantages. Lastly, mezzanine debt, often used by private equity groups, serves as short-term, higher-interest financing to fill gaps when conventional lenders provide insufficient funding. The discussion highlighted the growing importance of compliance in the investment landscape while suggesting a shift in the approach to regulatory advice that could pose challenges in the industry.

Overall, understanding these diverse financing options is crucial for strategic investment planning.



Hosted on Acast. See acast.com/privacy for more information.

  continue reading

17 episoder

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