#18: HOW TO MANAGE MONEY WITH FLUCTUATING REVENUE

Financially Adjusted

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In today’s episode, I’m discussing one of the most common challenges business owners face—fluctuating revenue. Whether you're a seasonal business, a new entrepreneur, or running an established business with variable income, having a solid financial plan is crucial for success. I’ll provide tactical steps for creating a proactive money plan (a budget), understanding your cash flow, and leveraging historical data to navigate unpredictability. I’ll also covers strategies for managing unique expenses, setting up automated payment systems, and exploring additional revenue streams to cushion against variability. Don’t miss out on these essential tips to keep your business and personal finances on track!

Resources Mentioned:

• Episode 1: Start Smart in Your Business
• The Start Smart Checklist - A free resource for new entrepreneurs
• Episode 2: DON'T FUDGE IT, JUST BUDGET

Don’t forget to follow or subscribe wherever you listen to podcasts, so you don’t miss the chance to gain skills and confidence around small business money topics.

Reach out at [e-mail] with any questions you’d like answered in future Q&A episodes!

Recommended payroll software (affiliate link):
ADP
GUSTO

Recommended bank and the one I use in my business (affiliate link):
RELAY BANK

QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [e-mail] with any questions regarding signing up.
SIGN UP FOR QUICKBOOKS ONLINE

My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP

My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD

Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

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Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.