5 Best Kotak Mahindra bank credit cards

Best Buy Credit cards In India

There are thousands of people in India who prefer credit cards because it brings savings. You can apply for the Kotak Bank Credit Cards because it has a lot of offers and benefits. But it is not easy to choose a card because Kotak Bank offers many credit cards. Therefore, here you can explore the best Kotak Credit Cards in India that are from different categories. Either you can go for the entertainment cards or dining credit cards. We have compiled the best cards from different categories that are offered by the Kotak Bank. You must also take a look at the fees that you will have to pay annually to use these cards.

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Top Kotak Bank Credit Cards

Here is the list of the 5 best credit cards that are offered by Kotak Mahindra Bank and you can use them for different purposes.

The eligibility criteria to apply for Kotak Bank Credit Card

The applicant must be a citizen of India.

The minimum age to apply for Kotak Bank Credit Card is 21 years and the maximum is 65 years. If there is an add-on cardholder along with a primary cardholder, in that case, the add-on cardholder must be between the age of 18 years.

The Kotak bank credit card could be easily applied at various locations like Bangalore, Chandigarh, Chennai, Gurgaon, Delhi, Noida, Hyderabad, Mumbai, Kolkata, Pune, and Ahmedabad.

The minimum monthly income requirement to apply for credit is Rs 3 Lakh per annum.

Must be having a good credit score i.e., 750 or above.

Documents required to apply for Kotak Bank Credit Car

Both Self-employed and Salaried

Filled Credit Card Application form

Passport-size photographs

Identity Proof- PAN Card, Aadhaar Card, Voter ID, Driving License, Passport, etc

Residence Proof- Utility bills, PAN Card, Aadhaar Card, etc

Salaried- Income proof

Latest salary slips

Form 16 of 3 Years

Latest 6 months bank statements

Self-employed- Income Proof

Income proof

Account Statements

Business proofs

Major categories of Kotak Bank Credit Card

Rewards and Cashback Credit Cards

Travel Credit Cards

Shopping Credit Cards

Entertainment Credit Cards

Premium Credit Cards

Business Credit Cards

Credit Limit of the Best Kotak Mahindra Bank Credit Cards

There is no fixed limit of the Kotak Mahindra Credit Cards. If you like any card then you can apply for it after paying the joining fees. The credit limit will be decided by the bank at the time of issuing the card. Your income and Cibil Score will be responsible for a high credit limit on the above cards. If you are earning well then the bank will offer a high limit on these cards.