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When to Hold 'em and When to Fold 'em
Manage episode 412153422 series 2509237
Thanks to a recommendation from a member, we decided to review when to hold 'em and when to fold 'em.
- Is there long-term value?
- Are the benefits enough to offset the annual fee?
- If not, is there a retention offer?
- If no offer, is there a path to product change to preserve the credit line to help with utilization ratio
- If there's no path to product change, consider closing the card as long as it’s not the oldest card
- If no annual fee, little reason to close. If you’re not using them though, put a small charge on them periodically.
Links to Topics Discussed
- Complete Guide to Wells Fargo Transfer Partners
- Air India Refreshes it’s Flying Returns Program
- Iberia Plus Bonus: New Milestone Rewards
- Application Fee Is Going up for Global Entry, NEXUS, and SENTRI, Kids Will Be Free
- Alaska Business Card
- Alaska Consumer Card
Where to Find Us
- The Free 110k+ member Award Travel 101 Community.
- To book time with our team, check out Award Travel 1-on-1.
- You can also email us at 101@award.travel
- Our next meetup will be May 16-18, 2025 in Chicago! Tickets are SOLD OUT but visit the Chicago 2025 Meetup page to secure a spot on the waitlist.
Our partner CardPointers helps us get the most from our cards. We love being able to automatically add all of our offers and quickly seeing the best card to use for every purchase. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions!
Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!
133 episoder
Manage episode 412153422 series 2509237
Thanks to a recommendation from a member, we decided to review when to hold 'em and when to fold 'em.
- Is there long-term value?
- Are the benefits enough to offset the annual fee?
- If not, is there a retention offer?
- If no offer, is there a path to product change to preserve the credit line to help with utilization ratio
- If there's no path to product change, consider closing the card as long as it’s not the oldest card
- If no annual fee, little reason to close. If you’re not using them though, put a small charge on them periodically.
Links to Topics Discussed
- Complete Guide to Wells Fargo Transfer Partners
- Air India Refreshes it’s Flying Returns Program
- Iberia Plus Bonus: New Milestone Rewards
- Application Fee Is Going up for Global Entry, NEXUS, and SENTRI, Kids Will Be Free
- Alaska Business Card
- Alaska Consumer Card
Where to Find Us
- The Free 110k+ member Award Travel 101 Community.
- To book time with our team, check out Award Travel 1-on-1.
- You can also email us at 101@award.travel
- Our next meetup will be May 16-18, 2025 in Chicago! Tickets are SOLD OUT but visit the Chicago 2025 Meetup page to secure a spot on the waitlist.
Our partner CardPointers helps us get the most from our cards. We love being able to automatically add all of our offers and quickly seeing the best card to use for every purchase. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions!
Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!
133 episoder
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