Bästa Money Your Wealth podcaster (2024)

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How to Retire ASAP - and Where to Save to Get There - 505 31:54

2d ago31:54

31:54

Ricochet J in Colorado and her husband want to retire as soon as humanly possible. Are they on track? Should they save their surplus funds to a brokerage account or a solo 401(k)? That’s today on Your Money, Your Wealth® podcast 505 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, Micah in South Dakota wonders whether having a $40,000 a year …

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264: The Least Fun (and Most Necessary) Part of Building Wealth (7 Steps to Wealth, Step 7: Protect) 26:12

2d ago26:12

26:12

You have made it to the final step in the 7 Steps to Wealth framework, Protect! This is the step that ensures everything you’ve worked so hard to build can’t be lost due to unforeseen–or even semi-predictable–circumstances. This step might just be the easiest to ignore–because implementing it isn’t the most fun thing on your to do list. Believe me,…

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[BONUS] Pulse Check: The 2024 Election and Your Money 25:13

6d ago25:13

25:13

I don’t record a bonus episode every time a major event takes place, but I do find cause for chiming in when I see something sparking questions, curiosity, and potential concerns amongst my clients and community. In this case, that “something” is the 2024 presidential and congressional elections, which are officially in the books. As I’m sure you k…

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Rules for Inheritances and Making Roth Contributions for Others - 504 39:34

9d ago39:34

39:34

Can Ted and Georgette convert $1.6M in an inherited trust to Roth without distributing it? Should the trust own their home so they can use the home equity? Melissa was added as joint owner on her parents’ bank accounts after a medical event, but what have they done? Should Ralph and Alice use the required minimum distribution from their inherited I…

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263: Let’s Talk About Prudent Investing (7 Steps to Wealth, Step 6: Invest) 48:26

9d ago48:26

48:26

Not only is today’s episode centered on one of the juiciest of the 7 Steps to Wealth… it’s also one of my favorites because the topic is downright FUN. Welcome to Step 6: Invest. This is where the money game gets exciting, and it really starts to feel like the rules are working in your favor. Each of the previous steps has been pretty responsibilit…

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When to Pay Off Your Home, Retire, and Do Roth Conversions - 503 52:48

16d ago52:48

52:48

When should Jack and Swan in Florida pay off their home, retire, and convert their savings to Roth for lifetime tax-free investment growth? Jennifer in Colorado wonders whether she should take taxes into account when calculating her expenses, and whether she should pay off her home to be debt-free in retirement? That’s today on Your Money, Your Wea…

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262: Creating Possibilities–and More Money–in Your Life (7 Steps to Wealth, Step 5: Earn) 35:55

16d ago35:55

35:55

We’re officially at (almost) everyone’s favorite step: Earn! This is what most people think about when they imagine building wealth. After all, more money seems like the obvious solution to financial problems, right? Increasing the dollars that come into (and stay in) your accounts is definitely an important piece of the wealth building puzzle, but…

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Spitballing Early Retirement for the One Percenters - 502 33:23

23d ago33:23

33:23

Can Bauer in Illinois retire at age 57, and when should he collect Social Security? More importantly, can he afford a $300,000 motor home? Can Brad in Michigan coast for the next 10 years and still reach the promised land of retirement somewhere around age 53? Joe Anderson, CFP® and Big Al Clopine, CPA spitball early retirement, today on Your Money…

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261: Your Invitation to Play the Game of Yes (7 Steps to Wealth, Step 4: Ask) 30:25

23d ago30:25

30:25

Welcome to one of the most elusive steps of the 7 Steps to Wealth framework: Ask. This step is life changing, because when you embody the Ask step, it means you embody the expectation that you will reach financial freedom. That said, this step is also especially difficult for women. I’m going to explain why that is–and what you can do to overcome t…

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How to Reduce the Widow’s Tax Penalty - 501 36:17

1M ago36:17

36:17

Should Suzanne in Michigan do Roth conversions in 2025 and 2026 since she’s widowed and won’t be married filing jointly? How should she pay the tax on her conversions? Jennifer in Washington state is 55 and her husband is 70. Should she retire now and do aggressive Roth conversions before her husband passes? We’re talking about the widow’s tax, tod…

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260: How You Talk About Money Matters (7 Steps to Wealth, Step 3: Speak) 36:25

1M ago36:25

36:25

I often say there are two worlds of money: the one that lives in your bank account, and the one that lives in your head. And the only way to make that second world real is to talk about money, which many people are hesitant to do. But I have been behind the scenes of so many peoples’ bank and investment accounts, and deep in conversation about thei…

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Top Funniest Moments From the Your Money, Your Wealth Podcast, Vol. 2 - Ep. 500 50:52

1M ago50:52

50:52

For 499 episodes of YMYW, Joe Anderson, CFP® and Big Al Clopine, CPA have been making fun of finance. On episode 500, we’re celebrating The Top Funniest Moments From the Your Money, Your Wealth® Podcast, Vol. 2. (Check out episode 300 from way back in November of 2020 for Vol. 1.) For this episode, Executive Producer Andi Last compiled some rare, n…

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259: The Linchpin of Your Financial Success (7 Steps to Wealth, Step 2: Plan) 35:46

1M ago35:46

35:46

If you're going to be financially free, you need a plan for your wealth that doesn't require you to tick and tie and count and measure and categorize every single day. You need a plan for savings. You need a plan for spending. You need a plan that will ride the ups and downs without tanking your goals. And you need that plan to be as elegant and ea…

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How to Get Into Real Estate Investing, Spitballing Retirement - 499 34:24

1M ago34:24

34:24

Are real estate investment trust (REIT) ETFs a good way for Leon to begin investing in real estate? Can AI Seth stay retired at age 52, and should he do Roth conversions? Jenn in Ohio wants the fellas to be brutally honest about whether she should move with work, take a break, or retire now. And "George and Weezy" are in their mid-50s - can they "m…

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258: The First Step to Building and Preserving Wealth (7 Steps to Wealth, Step 1: Decide) 24:50

1M ago24:50

24:50

Have you decided to be rich? That might seem like a very straightforward question, and most people would probably say, “Of course I’ve decided to be rich. I’m listening to this podcast, after all!” But I think most people haven’t truly decided to be rich yet, and I want to dig into what I mean by deciding to be rich: Are you making decisions every …

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Spend RMDs, or Reduce Reduce Distributions and Taxes With Roth Conversions? - 498 39:10

2M ago39:10

39:10

Hawkeye and Elle are age 61 and in the 32% tax bracket. How should they get money into their Roth accounts for tax-free retirement income? Clark and Ellen are 69 and 68, expenses will pretty much be covered by their fixed income, but they’d like to leave Roth money to their kids. Should they keep converting to Roth, or use required minimum distribu…

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257: Experiencing True Freedom in Your Life–and in Civilization–with George Kinder 37:26

2M ago37:26

37:26

It’s been about five years since I last spoke with today’s podcast guest, George Kinder, but it feels like just yesterday we talked about how good financial plans enable you to achieve life goals–and what freedom means. Since then, he’s managed to write another incredible book called “The Three Domains of Freedom,” so I was incredibly excited to br…

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Tax-Savvy In-Plan Roth Conversions and Inherited IRA Withdrawals - 497 43:04

2M ago43:04

43:04

Should David in Ohio use 457 funds to do an in-plan Roth conversion in his 403(b) plan, and should he hire a financial advisor? Chris in DC needs a retirement and Roth conversion spitball analysis, and he needs help getting out of a variable annuity. Kim is anxious that she made a mess of her finances and she wonders how much she should convert to …

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256: Yes Girl, You Can Leave Him: A CFP® Professional Reacts to the Financial Problems of Strangers on the Internet 30:56

2M ago30:56

30:56

Hey Money Lover, today we’re doing something a little bit different, inspired by a post I saw on Instagram. Someone had screenshotted a crowdsourced question from Reddit, then brought it over to Instagram to offer commentary on the situation. I was reading this post and attempting to collect my jaw off the floor the whole time, because it was a ser…

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Age Plus 20 Rule for Retirement Contributions - 496 36:37

2M ago36:37

36:37

How much should you save in pre-tax accounts vs. post-tax accounts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on the "age plus 20" rule for retirement savings, Roth 401(k) contributions and distributions, and a Social Security claiming strategy for Ralph and Marie in Wilmington, Delaware. Shawn wonders if YMYW listeners are ignoring the W…

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255: Work With Your Feelings: EQ, Emotional Regulation, and Rewriting Your Money Story with Jess Robson 46:22

2M ago46:22

46:22

Emotions and money are so intertwined because our feelings are a part of everything we think and do. But a lot of people ignore or avoid their emotions because they don’t know how to identify or regulate them–and that’s a costly mistake. While that might feel easier in the moment, you end up missing out on a lot of important information–and those b…

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3 Strategies to Pay Roth Conversion Taxes - 495 33:51

2M ago33:51

33:51

Today on Your Money, Your Wealth® podcast 495, Joe Anderson, CFP® and Big Al Clopine CPA spitball on three different listeners’ strategies for paying the tax on a Roth conversion now, to have lifetime tax-free growth on that money in the future. Should Neo in San Clemente, California convert to Roth at the beginning or end of the year in his plan t…

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254: Easing the Burden for Family Caregivers with Max Mayblum and Givers 31:03

2M ago31:03

31:03

“The sandwich generation” is used to describe people who find themselves taking care of their kids and aging parents… while trying to take care of themselves, too. (That part gets left out sometimes.) Today’s guest, Max Mayblum, prefers to call this group the caregiving generation, because they care for people on all sides of the age spectrum–and t…

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How to Get Into the Stock Market: Dollar Cost Average or Go All In? - 494 42:52

3M ago42:52

42:52

TJ in Louisiana has been sitting on the sidelines, but now it’s time to get into the market. Should he dollar cost average, or just go all in? Margaret in California has an idea of selling a stock at a loss and buying a put option on that stock that expires after the 30-day waiting period. Does this work as a tax loss harvesting strategy? When is i…

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253: Negotiating for More with Kelli Thompson 36:32

3M ago36:32

36:32

Today’s guest is someone who wants you to make money as much as I do: Kelli Thompson, executive coach and author of the book “Closing the Confidence Gap: Increasing your Peace, Potential, and Paycheck.” Kelli joined me on the podcast to talk about some of the biggest myths when it comes to salary negotiations, explain just how much your negative be…

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How Much Money Do You Need to Retire ASAP? - 493 50:16

3M ago50:16

50:16

Can "Alanis" retire early at age 60? With "Barney and Betty’s" spending patterns, can they retire ASAP? "Daisy and Donald" need retirement income for 40 years. Can they retire now? That’s today on Your Money, Your Wealth® podcast 493 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, we review the results of the 7th Annual YMYW Podcast Survey (…

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252: A Teammate from the (Literal) Beginning: Meet Alyssa Hause, Senior Advisor at HWM 21:12

3M ago21:12

21:12

Get ready Money Lovers, because Alyssa is in the HAUSE! Alyssa is my little sister, and she has been a part of Hendershott Wealth Management since its inception–and–we worked together before that at our father’s firm. Don’t worry, I didn’t completely poach her from my dad’s business. In fact, she still works there! But when I started HWM, she came …

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Exchange Funds Explained, Roth Conversion Timing - 492 47:20

3M ago47:20

47:20

What is an exchange fund and is it a good thing if you have a lot of capital gains like Bryan in New York? That's today on Your Money, Your Wealth® podcast 492 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, what should be the timing and ordering of Billy Joe and Bobby Sue’s Roth conversion strategy to help them achieve 33 years of retiremen…

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251: It’s All About The People: Meet Jen Rupp, Director of Financial Planning at HWM 30:05

3M ago30:05

30:05

This week’s guest on Love, your Money is no stranger to us at Hendershott Wealth Management… because she IS one of us! If you listened to the last few episodes of the podcast, you know that it’s anniversary month at our firm: We are celebrating a decade of building wealth and helping our clients pursue (and achieve!) financial freedom. We know you …

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Alternative Investments, Annuities, and Real Estate Syndications - 491 47:54

3M ago47:54

47:54

What do Joe Anderson, CFP® and Big Al Clopine, CPA think about alternative investments? Andrew in Ohio wants to know. Are real estate syndication deals for real, and a YMYW listener just chose poorly? And Stewart in Serra Mesa is curious whether Joe has changed his position on annuities lately, as rates have “normalized” in the past couple of years…

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250: Retiring With Purpose: Living into Financial Freedom with Robert Hendershott 32:00

3M ago32:00

32:00

In our last episode, I sat down with my husband and life co-pilot, Robert Hendershott, to reflect back on the last 10 years together–and the first 10 years of Hendershott Wealth Management! He joined me for another conversation today to turn our gaze forward and talk about what’s coming up next because our family is on the cusp of a huge milestone:…

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Can You Retire? Here’s How to Calculate How Much You Need - 490 50:54

4M ago50:54

50:54

Can Claire and her husband retire early at age 60? Today on Your Money, Your Wealth® podcast number 490, Joe Anderson, CFP® and Big Al Clopine, CPA spitball for them and explain how to calculate how much you’ll need in retirement. Plus, should Jeff invest his pension money more aggressively, and should he save to his thrift savings plan or his Roth…

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249: How to Build a Financial Partnership: Reflections on 10 years of Marriage, Money and Hendershott Wealth Management 43:07

4M ago43:07

43:07

Welcome to an extra special episode of the Love, your Money podcast–because we’re celebrating our 10 year anniversary here at Hendershott Wealth Management! It’s hard to believe it has already been a decade of helping high net worth women and couples build wealth and achieve financial freedom, but here we are–and, in so many ways, it feels like we’…

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