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Wallet Wisdom

Lake Michigan Credit Union

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Welcome to the Wallet Wisdom podcast, presented by Lake Michigan Credit Union. Wallet Wisdom helps breakdown the in's & out's of financial aspects to bring answers to some of banking's more confusing and complex questions. Each episode features a new topic, and expert commentary from our guest financial experts. Also, be sure to stick around for the whole episode, as we play 'Smarter than the Show Trivia' where we test our financial nerds in pop culture trivia! The stakes? Winnings go back t ...
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In this episode of Small Biz Florida, host Tom Kindred is joined by lending experts Nathan Shepard, Javier Jorge, and Daniel McDonald from Lake Michigan Credit Union. Recorded live at the 2024 Small Business Success Summit in Ponte Vedra, Florida, this conversation sheds light on the key differences between banks and credit unions, emphasizing how …
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In this episode of Small Biz Florida, host Tom Kindred takes listeners inside the 2024 Annual Small Business Success Summit, sponsored by the Florida SBDC Network. The episode features a compelling conversation with Brett Barnhart, Division President for the Treasure Coast at South State Bank. With over 24 years of experience in banking, Brett shar…
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In this episode of Small Biz Florida, host Tom Kindred explores the essential realm of trademarks and legal protections with special guests Melissa Jada and Holly McFall, founders of SecureMark Legal. Recorded live at the 2024 Annual Small Business Success Summit, they discuss critical steps small businesses must take to safeguard their brands. The…
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In this episode of Small Biz Florida, host Tom Kindred sits down with keynote speaker Patric Young at the 2024 Small Business Success Summit in Ponte Vedra, Florida. Patric, a former professional basketball player and now a motivational speaker, shares his inspiring journey from competing under Coach Billy Donovan at the University of Florida to th…
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In this episode of Small Biz Florida, host Tom Kindred engages with Lynn McNamee, founder and president of Lone Armadillo Learning, to explore the critical role of employee training in small businesses. Recorded live at the 2024 Small Business Success Summit in Ponte Vedra, Florida, Lynn discusses how professional development is key to not only enh…
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In this episode of Small Biz Florida, host Tom Kindred sits down with Boyd Karren, founder of Otro Financial, to discuss the critical topic of startup financing. Recorded live at the 2024 Small Business Success Summit in Ponte Vedra, Florida, Boyd shares his entrepreneurial journey and the ways in which Otro Financial helps startups under two years…
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In this episode of Small Biz Florida, host Tom Kindred interviews Carol Graham and Isaac Altman from HOCS Consulting, recorded live at the 2024 Small Business Success Summit in Ponte Vedra, Florida. The conversation centers on how small businesses can effectively leverage IT solutions to streamline their operations and safeguard their data. Carol a…
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In this special episode of Small Biz Florida, host Tom Kindred sits down with Jonel Hein, the district director of the North Florida Small Business Administration (SBA) District Office. Together, they explore the pivotal role that the SBA and the Small Business Development Center (SBDC) play in empowering small businesses throughout Florida. Jonel …
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In this episode of Small Biz Florida, host Tom Kindred, Regional Director of the Small Business Development Center at Indian River State College, highlights the third annual Small Business Success Summit in Ponte Vedra, Florida. Sponsored by Florida First Capital and the Florida SBDC Network, the event gathers over 420 small business owners to netw…
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In this special episode of Small Biz Florida, host Tom Kindred, Regional Director of the Small Business Development Center at Indian River State College, explores the vital recovery efforts following Hurricane Helene. Joined by Greg Britton, the state director of the Florida SBDC Network, the episode highlights the extensive support available to sm…
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In this special episode of Small Biz Florida, host Tom Kindred engages in a vital conversation with J. Alex Kelly, Florida's Secretary of Commerce. Following the devastation of Hurricane Helene, the state is mobilizing resources to support small businesses in their recovery efforts. Join us as we delve into the organized response of the Florida Dep…
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In this episode of Small Biz Florida, host Tom Kindred takes listeners to the 2024 Small Business Success Summit in Ponte Vedra, Florida. Sponsored by Florida First Capital and the Florida SBDC Network, this event brings together over 400+ small business owners to exchange insights and learn from experts. Tom interviews Dr. Kelvin McCree, Chief Lea…
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In this episode of Small Biz Florida, host Tom Kindred sits down with Kathleen Minogue, founder and CEO of Crowdfund Better, during the 2024 Small Business Success Summit. Kathleen shares her expertise on crowdfunding, charting its evolution from simple Kickstarter campaigns to more advanced forms of rewards and investment crowdfunding. The discuss…
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In this episode of Small Biz Florida, host Tom Kindred sits down with Terry Sherman, a Certified Business Intermediary with the Florida Business Exchange, live from the 2024 Annual Small Business Success Summit in Ponte Vedra, Florida. Terry shares her expertise on the booming small business acquisition market in Florida, driven by the 'silver tsun…
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In this episode of Small Biz Florida, host Tom Kindred engages in an enlightening conversation with Christina Lynch, a seasoned business consultant with the Small Business Development Center (SBDC) at Florida A&M University. Christina shares her journey from accounting and HR to becoming a trusted advisor for small businesses in Florida. The discus…
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In this episode of Small Biz Florida, host Tom Kindred interviews Moquita Quinan, a Small Business Analyst/Liaison for Great Lakes Dredge and Dock Company, during the 2024 Small Business Success Summit at Sawgrass Resort in Ponte Vedra, Florida. Sponsored by Florida First Capital and the Florida SBDC Network, the summit offers small businesses a pl…
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In this episode of Small Biz Florida, host Tom Kindred interviews keynote speaker David Avrin at the 2024 Small Business Success Summit in Ponte Vedra, Florida. David, a renowned expert in customer experience, shares key insights from his book Ridiculously Easy to Do Business With, focusing on the critical need to reduce friction points and streaml…
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In this episode of Small Biz Florida, host Tom Kindred, Regional Director of the Small Business Development Center at Indian River State College, engages in a compelling conversation with Adrienne Johnston, President and CEO of CareerSource Florida. Adrienne shares her background and discusses the essential resources CareerSource Florida offers to …
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In this episode of Small Biz Florida, host Tom Kindred sits down with Alexis Quintal, founder and owner of Rosarium PR and Marketing, to explore the transformative impact of AI on the marketing landscape. Alexis shares valuable insights on how small businesses can leverage AI tools to boost efficiency while maintaining the essential human touch in …
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In this episode of Small Biz Florida, host Tom Kindred travels to the National Entrepreneur Center in Orlando to sit down with SBA officials Francisco Sánchez Jr., Associate Administrator for the SBA Office of Disaster Recovery & Resilience, and Allen Thomas, Regional Administrator. The discussion delves into the SBA's enhanced disaster recovery st…
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In this episode of Small Biz Florida, host Tom Kindred takes listeners on a journey to the National Entrepreneur Center (NEC) in Orlando, a powerhouse of small business support. Tom sits down with NEC President Belinda Ortiz Kirkegard to discuss her inspiring background, the mission of the NEC, and the center's innovative approach to aiding over 25…
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In this episode of Small Biz Florida, host Tom Kindred sits down with Jonel Hein, District Director for North Florida SBA, and Deputy District Director Jeffery "Jeff" Salzer to uncover the vital resources the Small Business Administration (SBA) offers to entrepreneurs. From navigating government contracting to accessing capital, they delve into how…
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In this episode, dive into LMCU's impactful Band Together campaign, exploring how it unites the community to support local pediatric programs. Special guest Kat MacDonald from Cherry Health joins the conversation to share insights on the campaign's partnership with healthcare initiatives. Tune in to hear inspiring stories, learn about the campaign'…
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Join hosts Brett and Aldina as they explore how DIY projects can be a great way to save money. They'll share practical tips and insights to help you tackle home improvements on your own. Special guests Alisa Flores and Amber Jones from Home Repair Services bring their expertise to the conversation, offering valuable advice and experiences.…
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Join host Tom Kindred and guest Colin King, CEO of Profit Mastery, for a no-nonsense conversation about the financial tools and strategies every small business owner needs to thrive. In this episode, you'll learn: Essential financial concepts: Understand the basics of income statements, balance sheets, and cash flow to make informed decisions for y…
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In this episode of Small Biz Florida, Tom Kindred, welcomes Allison Chase, President and CEO of the Able Trust, a vital partner of the Florida SBDC network. They delve into the Able Trust's mission to advance career development for Floridians with disabilities through collaboration, investment, and partnerships. Allison shares her journey into this…
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Join us as we venture into the realm of technology-driven economic development with Jake Biggs, Business Development Manager, and Matthew Moloney, Director of Marketing and Sales, both representing BluDot. At the heart of BluDot's offerings is its Customer Relationship Management (CRM) platform, designed to streamline communication, data management…
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In this episode of Small Biz Florida, we delve into the world of employee ownership and the innovative methods available for transitioning businesses, featuring experts Roy Messing, Director of State Center Operations at Employee Ownership Expansion Network and John Burgess, Principal at Jackson Lewis. With the looming "silver tsunami" of baby boom…
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In this captivating episode, Tom Kindred sits down with Ruth Buchanan to explore the pivotal role of Florida Makes in shaping the future of Florida's manufacturing economy. With decades of experience in economic development and a passion for driving positive change, Ruth offers invaluable insights into the transformative impact of manufacturing on …
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As Tom Kindred and David Zelaya delve into the intricacies of CRM platforms, they unveil the myriad benefits of leveraging technology to streamline business operations and enhance customer engagement. From automating manual processes to harnessing the power of AI-driven analytics, Glue Up emerges as a game-changer in the realm of CRM solutions. Get…
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In this episiode, Tom Kindred and Bridget Lacoste, Events and Stakeholder Relationship Manager at Florida SBDC Network unveil the strategic vision behind the Small Business Success Summit, now in its third triumphant year. Bridget shares her remarkable journey, from her background in hospitality and event management to her pivotal role at the Flori…
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In this enlightening conversation, Tom Kindred and Britney Odom unveil the multifaceted landscape of environmental consulting and construction services offered by SCS Engineers. With over 17 years of experience in the environmental sector, Britney Odom provides invaluable insights into the due diligence process, emphasizing the importance of thorou…
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Under the guidance of Tom Kindred, the Host of Small Biz Florida and Regional Director of the Florida Small Business Development Center at Indian River State College, listeners are invited to explore the array of career pathways woven throughout the Sunshine State. Adrienne Johnston, CEO of Career Source Florida, brings her wealth of expertise to t…
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This episode of Small Biz Florida dives into Comcast's impactful role in bridging the digital divide and fostering economic growth in rural Florida communities. This episode of Small Biz Florida tackles the critical issue of rural internet access. Host Tom Kindred interviews Michelle Oyola McGovern, Vice President of Government and Regulatory Affai…
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Unveiling the power of data! This episode of Small Biz Florida, recorded live at the Florida Rural Economic Development Association (FREDA) Summit, explores how GIS Web Tech empowers rural economic development. Host Tom Kindred sits down with Row Bertasi, co-founder and CEO of GIS Web Tech, for an insightful conversation on the importance of data i…
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Bridging the Gap: Unveiling strategies for rural economic development at the Florida Rural Economic Development Association (FREDA) Summit. This episode of Small Biz Florida sheds light on economic development initiatives in rural Florida. Host Tom Kindred is joined by Terry Burroughs, a county commissioner and economic development leader, for a in…
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Small businesses, big dreams in rural Florida? This episode of Small Biz Florida is for you! Join us as we chat with Kaylee King, President, and Alex Tijerina, Director of Existing Industry, at the Okeechobee Economic Development Corporation (OEDC). Kaylee shares exciting new plans for the OEDC, including a focus on business retention and expansion…
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Powering Up Growth: How Duke Energy Supercharges Florida's Small Businesses Florida's small businesses, listen up! This episode of Small Biz Florida connects you with a powerhouse supporter – Duke Energy's economic development team. We chat with Marc Hoenstine, Managing Director, of Economic Development for Duke Energy about the company's commitmen…
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Unlocking opportunity in Florida's rural communities: How innovative partnerships are fueling small business growth. Ever wonder how small businesses can thrive in rural Florida? This episode of Small Biz Florida dives deep into the power of public-private partnerships! We'll chat with Justin Ford, from Dewberry Engineers, and Antonio Jefferson, Gr…
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In this special edition of Small Biz Florida, recorded live at the prestigious 2023 Florida MakesMore Manufacturing Summit at the iconic Dr. Phillips Center for Performing Arts in downtown Orlando, host Tom Kindred brings you a groundbreaking episode featuring Ken Brace, the innovator behind Rapid Prototyping Services. Journey through the evolution…
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In this special episode, Tom engages in a dynamic conversation with Lake Ray, the President of the First Coast Manufacturers Association and a prominent figure in Florida's manufacturing and legislative scene. With a background as a professional engineer and 30 years of experience in engineering and small business ownership, Lake brings a wealth of…
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Welcome to a special episode of Small Biz Florida, broadcasting live from the heart of downtown Orlando at the illustrious Dr. Phillips Center for Performing Arts. We're on the scene at the 2023 Florida MakesMore Manufacturing Summit, where industry leaders converge to explore innovations, collaborations, and the future of manufacturing in the Suns…
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Get ready for a riveting episode of Small Biz Florida, live from the hub of innovation – the prestigious Dr. Phillips Center for Performing Arts in downtown Orlando. Join us as we plunge into the dynamic world of manufacturing at the 2023 Florida Makes More Manufacturing Summit. Our honored guest today is Pavel Kuviarzin, the Business Advisor at Fl…
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Get ready for an electrifying ride through the heart of innovation with Small Biz Florida, recorded live at the 2023 Florida Makes Manufacturing Summit at the renowned Dr. Phillips Center for Performing Arts in Orlando! In this immersive episode, host Tom Kindred explores the vibrant world of manufacturing, spotlighting the challenges, triumphs, an…
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In this gripping episode of Small Biz Florida, your host Tom Kindred sits down with Horacio Maysonet, the President and CEO of Cyber Security Solutions. A seasoned Air Force veteran, Horacio is on a mission to protect small and medium businesses from the ever-evolving threats in the digital realm. Tom delves into Horacio's background, tracing his j…
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Join us for a thrilling episode of Small Biz Florida, recorded live at the 2023 Florida Chamber Annual Future of Florida Forum in Orlando. Host Tom Kindred sits down with Mark Wilson, President and CEO of the Florida Chamber of Commerce, for an insightful exploration of Florida's economic future. In this dynamic conversation, Tom and Mark dissect k…
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Embark on an enlightening journey with host Tom Kindred in this riveting episode of Small Biz Florida, recorded live at the 2023 Future of Florida Forum. Join the insightful conversation with Eddie Gonzalez Loumiet, the visionary CEO of Ruvos, a trailblazer in public health informatics and health information technology since 2004. Eddie shares his …
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