Opening up on the conversation on the issues being debated in today’s Los Angeles. Featuring interviews with local social and environmental justice leaders, plus the kind of big-picture context you won’t find anywhere else. Hosted by the founder of LA Forward, David Levitus, Ph.D.
…
continue reading
Richard Oring and Josh Levitus discuss financial matters at New Century Financial Group, located in Princeton, New Jersey. Richard's expertise in taxes and accounting provides him with a distinct viewpoint on financial planning and how taxes interplay with it. Meanwhile, Josh offers his experience in working with younger investors to the discussion.
…
continue reading
1
Insights from an Industry Expert Kevin Caron.
48:22
48:22
Spela senare
Spela senare
Listor
Gilla
Gillad
48:22
Have you ever wondered how Federal Reserve's interest rate changes can affect the market? Well, Kevin Caron, a seasoned Portfolio Manager from Washington Crossing Advisors, drops by to decode the world of finance. With his in-depth knowledge and expertise, we explore current cash, bond, and stock environments, and discuss the impact that interest c…
…
continue reading
1
Hidden Perks of 529 Plans under the New Secure Act 2.0
20:49
20:49
Spela senare
Spela senare
Listor
Gilla
Gillad
20:49
Want to uncover the hidden potential of 529 plans and the new twists introduced by the Secure Act 2.0? Wondering how this could be the game changer in your child's college fund or even your first-time home purchase? Then this episode is a goldmine waiting to be discovered. We unpack the quirks and benefits of 529 plans, investment plans that not on…
…
continue reading
1
The Role of Trusted Contacts in Money Management
24:14
24:14
Spela senare
Spela senare
Listor
Gilla
Gillad
24:14
Have you ever considered how to ensure your financial accounts' safety? Let's discuss the importance of trusted contacts in maintaining financial security. The Finra Rule 2165 is specifically designed to protect individuals over 65 years old or with a mental disability. We will also cover common scams targeting seniors and why keeping your trusted …
…
continue reading
What is a fiduciary? This is a question that Richard Oring is frequently asked by his clients at New Century Financial Group. When looking for an advisor, it's an important question to ask. A fiduciary is an individual or organization legally required to manage a person's assets for that person's benefit, not their own. Being a fiduciary means a fi…
…
continue reading
With the market volatility we've experienced in 2022, many folks are looking at different types of investment vehicles. One that Richard Oring's clients have been asking about lately is the I Bond. Today, Rich explains what they are and more. I bonds are securities issued by the US Treasury, that are 20 year notes and continue paying interest for a…
…
continue reading
There are many things you should consider when it comes to end-of-year tax planning, but today Rich and Jag are focusing on Tax Loss Harvesting. To understand tax loss harvesting, we will want to define terms. Rich walks us through cost basis, capital gains (long and short term), capital losses (long and short term), carry-over losses, and the Wash…
…
continue reading
1
How To Measure Portfolio Performance
21:59
21:59
Spela senare
Spela senare
Listor
Gilla
Gillad
21:59
How can I tell how well my portfolio is performing? Through this podcast, it's Richard Oring's goal to educate listeners about managing their money. Today, he and Jag look at different ways to evaluate the performance of your portfolio. First, it's important to understand your strategy and overall objective - is it retirement, savings or something …
…
continue reading
1
Do Young Adults Need a Financial Advisor?
26:48
26:48
Spela senare
Spela senare
Listor
Gilla
Gillad
26:48
Do I need a financial advisor if I'm in my 20's? There's a stereotype that financial advisors are only for older adults - either in or approaching retirement. And that's simply not true. Today, Richard Oring of New Century Financial Group sits down with Jag to talk about why young adults need a financial advisor. Having a financial advisor early in…
…
continue reading
Investing in bonds can be an important part of your overall portfolio. But many investors find them confusing. Today, Richard Oring and Jag break down what you need to know. Stocks are pretty straightforward - if you buy a stock, you own a percentage of a company. Bonds, on the other hand, mean you are buying part of a company's debt. Rich explains…
…
continue reading
There are many loans available for homeowners who want to renovate their homes. Today, Richard Oring of New Century Financial Group is joined by Bobby Dmuchowski, VP of Mortgage Lending at Guaranteed Rate. Bobby explains the advantages of going to a mortgage broker, as opposed to going to your bank. He also talks about the differences between HELOC…
…
continue reading
1
Importance of Collaboration between your CPA and Financial Advisor
49:52
49:52
Spela senare
Spela senare
Listor
Gilla
Gillad
49:52
As the tax landscape ever changes, it becomes more important for your CPA and Financial Planner to collaborate. In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, and Xavier Angel, CFP® are joined by fellow financial advisor Richard Oring and CPA Douglas Ziegler, to discuss why you want two of your most important advisors to be in…
…
continue reading
1
Addressing Financial Literacy in the Black Community
24:53
24:53
Spela senare
Spela senare
Listor
Gilla
Gillad
24:53
Today, Rich and Jag welcome Xavier Angel, out of New Century Financial Group's New Orleans office. Rich and Xavier thought Black History Month would be a good time to address the issue of financial literacy in the Black community. Xavier cites the percentage of households below the poverty line for White., Black, and LatinX households. The differen…
…
continue reading
1
Financial Planning Is For Everyone
20:45
20:45
Spela senare
Spela senare
Listor
Gilla
Gillad
20:45
January is a time to re-consider your financial goals. Today, Richard Oring of New Century Financial Group explains why financial planning is no longer for only the rich - it's something that is accessible to everyone. You should start a financial plan in order to develop real, tangible goals and work toward them. These can include education planni…
…
continue reading
Life Insurance is a very important aspect of your financial future. But it can be very confusing. Today, Richard Oring of New Century Financial Group breaks down everything you need to know about Life Insurance. Why do I need life insurance? What can life insurance protect? Can part of my life insurance benefits be donated to charity? What are the …
…
continue reading
Today, Richard Oring of New Century Financial Group and co-host Jon "JAG" Gay cover the field of financial planning - what financial planners do and who needs one. We all have coaches for different aspects of our lives and financial planning is no different. That's where a planner comes in, and with increased advertising in the field, baby boomers …
…
continue reading
1
What New Washington Leadership Means For Your Money
39:11
39:11
Spela senare
Spela senare
Listor
Gilla
Gillad
39:11
Today Richard Oring of New Century Financial Group and Jag are joined by Bill Cass, Director of Wealth Management Programs at Putnam Wealth Management in Boston. With Democrats now in control of the White House, and both houses of Congress, we've received many questions from clients on what that will mean for taxes going forward. This is one of Bil…
…
continue reading
1
College Life and Moving On To The Workforce
29:29
29:29
Spela senare
Spela senare
Listor
Gilla
Gillad
29:29
Today, we visit with Richard Oring's former intern (and nephew) Aaron Kravitz. Aaron is about to graduate a 5-year program at Penn State University with a bachelor's and masters degree in accounting. Not only did Aaron have to navigate the usual challenges of college life - time management, accountability, and budgeting - but he is also finishing h…
…
continue reading
Some people are savers, and others are spenders. Today, we break down the psychology of money. Joining Richard Oring are certified financial planner Erik Garcia and clinical psychologist Matt Morris, hosts of their own podcast, Building Us. We start by looking at different types of couples - pairs of savers, pairs of spenders, and one of each - and…
…
continue reading
1
Lessons from the Campaign Trail
1:23:03
1:23:03
Spela senare
Spela senare
Listor
Gilla
Gillad
1:23:03
Excited to share a panel discussion with three progressive candidates for office in 2020 who shared what they learned, what they wish they knew when they got started, and how we can build the political power needed to advance our movement for justice! Moderated by David Levitus and featuring Aura Vasquez, Godfrey Plata, and Yasmine-Imani McMorris, …
…
continue reading
Today, Richard Oring of New Century Financial Group joins Jon Gay to explain the various fees associated with mutual funds. We cover: What resources are there to find the costs and performance Investor.gov - https://www.investor.gov/ Morningstar.com - https://www.morningstar.com/ Fund Prospectus Definitions to know Front End Load Back End Load No L…
…
continue reading
1
Redistricting in Los Angeles and How You Can Be Involved
38:15
38:15
Spela senare
Spela senare
Listor
Gilla
Gillad
38:15
For the 1st time ever, LA County has an independent Redistricting Commission that gives residents, not politicians, the power to draw district maps and prevent gerrymandering. YOU can shape the redistricting process by serving as a commissioner. You will need to apply by August 31. Learn more by listening to this workshop hosted by LA Forward and C…
…
continue reading
1
More Money In Your Pocket and Less To Uncle Sam
26:25
26:25
Spela senare
Spela senare
Listor
Gilla
Gillad
26:25
Today Rich and Jag look at ways to keep more of your money and give less of it to Uncle Sam. First, we look at basic tax terms including Adjusted Gross Income (AGI) Above The Line Deductions Itemized Deductions Standard Deductions Taxable Income Credits Total Tax Next, we tackle ways to reduce your W2 income: Contributing to a traditional 401k Fund…
…
continue reading
Are you discovering the power of local government for the first time? Confused by what you're learning? Want to get educated so you can be effective in making sure our budgets and policies reflect our values? Listen to a recording of our 2020 teach-in on LA Civics 101 to get an overview of the nuts and bolts of local government. What's the differen…
…
continue reading
1
What We've Learned Halfway Through 2020
36:49
36:49
Spela senare
Spela senare
Listor
Gilla
Gillad
36:49
With June here, Richard Oring of New Century Financial Group joins Jon Gay to take stock of where we are, almost halfway through the year. Things we've learned to live without in 2020 Food and Medical Supplies Social Justice and Social Unrest Financial Issues Interest - the difference between lending and borrowing Low rates and refinance options Do…
…
continue reading
1
Financially Surviving Coronavirus - The CARES Act
30:00
30:00
Spela senare
Spela senare
Listor
Gilla
Gillad
30:00
Today, Richard Oring and Jag break down the CARES Act - the Coronavirus Aid Relief and Economic Security Act - and what it means for you. We cover: Recovery Rebate Checks for Taxpayers Retirement Plan Withdrawals Retirement Plan Loans Required Minimum Distributions (RMD's) Changes to Charitable Donations Unemployment Benefits Resources: IRS Publica…
…
continue reading
1
Coronavirus and My Investment Accounts
17:03
17:03
Spela senare
Spela senare
Listor
Gilla
Gillad
17:03
Richard Oring's phone has been ringing off the hook with calls from clients panicked over the coronavirus and what effects it will have on their investment accounts. Today we cover some important things to remember. When you set up your portfolio, you start with goals and what you need to achieve to get there. Once you have the plan in place, stick…
…
continue reading
1
Playing 5th Quarter Quarterback With Your 401k
27:28
27:28
Spela senare
Spela senare
Listor
Gilla
Gillad
27:28
There are many mistakes that people make with their 401K accounts. Today we try to help you avoid those mistakes now instead of trying to fix them later. They mainly fall into three categories. Contribution Level Mistakes Not putting enough into your 401k Not putting anything into your 401k Not increasing your contributions over time Investment Mis…
…
continue reading
1
Getting Your Household Digitally Organized
32:04
32:04
Spela senare
Spela senare
Listor
Gilla
Gillad
32:04
Nobody wants to think about their own mortality. But careful planning can ensure that both your final wishes are granted as directed, and that your loved ones won't have added stress on top of their grief. Richard and Jag discuss the advantages of digital organizers in today's episode. Many, such as Everplans, can help you create a final plan. And …
…
continue reading
1
Credit Scores and How They Can Affect You
25:14
25:14
Spela senare
Spela senare
Listor
Gilla
Gillad
25:14
In today's episode, we go inside your FICO score - first by explaining what it is, and the factors that go into calculating it. They are: 35% Payment History 30% Amounts Owed 15% Length of Credit History 10% Credit Mix 10% New Credit In addition to breaking down each of these categories, we will also cover what's changing in the newest FICO Score 9…
…
continue reading
What is success? For some, it means financial security. But it really can be so much more than that. In today's episode, Richard and Jon discuss both the big picture, and how you can set yourself up for financial success. Learn more: New Century Financial Group Website Call Richard: 609-924-2049 x126…
…
continue reading
Expectations are crucial to any relationship, whether it's making them, meeting them, or exceeding them. This is true for your financial adviser, your accountant, and even you as the customer. Communication is key to setting reasonable expectations in any relationship. In our first episode, Richard Oring explains what to expect from your accountant…
…
continue reading
1
Financial Matters with Richard Oring Trailer
2:47
2:47
Spela senare
Spela senare
Listor
Gilla
Gillad
2:47
Meet Richard Oring, of New Century Financial Group. Richard's unique background in taxes and accounting give him a unique 360 degree view of financial planning. Learn more: New Century Financial Group Website Call Richard: 609-924-2049 x126Av roring@ncfg.com (Richard Oring)
…
continue reading
1
Putting Our Schools & Communities First
1:03:50
1:03:50
Spela senare
Spela senare
Listor
Gilla
Gillad
1:03:50
Our schools and communities face huge challenges. A major culprit is the lack of resources to ensure small class sizes and comprehensive student and community services. Thankfully we have the opportunity to change that by closing a corporate loophole on commercial property. Check out this panel discussion of the Schools & Communities First measure …
…
continue reading
1
Defending Democracy - Redistricting, the Census, and the Future of California
1:05:27
1:05:27
Spela senare
Spela senare
Listor
Gilla
Gillad
1:05:27
We're excited to have the Advancement Project's Alejandra Ponce de Leon on the show to discuss crucially important issues like getting a full, accurate census in one of the hardest-to-count places (hint hint-- it's Los Angeles), why it matters for our democracy and getting the resources we need to tackle our region's biggest challenges, and how peo…
…
continue reading
We're back! Tommy Newman of the Everyone In campaign joins us to discuss one of our biggest challenges -- the 52,765 human beings who are homeless in Los Angeles County. It's cruel and immoral and fortunately Everyone In is leading efforts to make sure we actually build the affordable and supportive housing that's needed to solve the problem. We go…
…
continue reading
1
Defending Immigrant Communities
1:24:36
1:24:36
Spela senare
Spela senare
Listor
Gilla
Gillad
1:24:36
This special episode was recorded live at the SIJCC and features LAFB's first ever panel discussion. We bring together leaders from four of California's leading immigrant rights organizations to discuss how to effectively fight back the Trump administration's attack on immigrant communities — through sanctuary policy campaigns, political organizing…
…
continue reading
1
California Power Politics, Net Neutrality, and more
57:41
57:41
Spela senare
Spela senare
Listor
Gilla
Gillad
57:41
Season 2 is here—thanks to the generosity of listeners like you! To kick things off, we welcome Sandra Fluke, California Director of Voices for Progress who gives us the inside scoop on how politics works in our state. From gerrymandering and term limits to corporate capture of certain Democrats, we get real talk about who wields power in Sacrament…
…
continue reading
Rabeya Sen of Esperanza Community Housing joins us for a wide-ranging conversation about the connections between issues as diverse as domestic violence, immigration enforcement, the criminal justice system, and urban displacement and gentrification.Av Dr. David Levitus, LA Forward
…
continue reading
Martha Dina Argüello talks with us about the STAND-LA coalition’s work to phase out the silent but deadly oil drilling that still exists near homes, schools, and hospitals across Los Angeles. A native of the neighborhood around Vista Hermosa Park and its plethora of oil wells, Martha shares her story and highlights the need to push for a just trans…
…
continue reading
1
Homeboy Electronics Recycling with Kabira Stokes
56:01
56:01
Spela senare
Spela senare
Listor
Gilla
Gillad
56:01
Kabira Stokes of Homeboy Electronics Recycling joins the podcast for our first live show which took place at the beautiful, historic Pico Union Project building. Kabira shares the fascinating story of how she came to establish and lead a social enterprise that employs formerly incarcerated folks, boosting the local economy, and fighting both toxic …
…
continue reading
Julio Marcial of the Liberty Hill Foundation talks with us about LHF's work to transform the youth justice system so it focuses on investing in young people, intervening with community-based solutions, and shutting down youth prisons. We discuss how youth of color are overpoliced and overincarcerated and survey the incredible work of grassroots org…
…
continue reading
1
Fighting Sexual Harassment and Violence
1:04:07
1:04:07
Spela senare
Spela senare
Listor
Gilla
Gillad
1:04:07
Maya Paley of NCJW-LA joins the show to discuss the fight against sexual harassment and violence beyond the headlines. After she shares the story, we dive into the data on the widespread nature of the problem, discuss this year's top policy priorities, and learn about NCJW-LA's "Talk Project" to engage teens in peer-to-peer trainings.…
…
continue reading
Bryn Lindblad of Climate Resolve joins us to discuss the unique challenges faced by our region as a result of climate change and what we can and should be doing in response. We discuss how critical it is to stop the construction of "High Desert Freeway," which will generate massive carbon emissions and destroy Joshua Tree-filled wilderness. We also…
…
continue reading
Laura Raymond of ACT-LA joins us to discuss recent successes of the "Transit-Oriented Communities" program, why the market can't solve all problems, and the importance of regional planing that integrates a racial equity approach from the start. We talk about work to expand equitable transit-oriented development across LA County and the need to buil…
…
continue reading
KeAndra Dodds of Enterprise Community Partners joins the show for a conversation about what "affordable housing" means, how the different types of affordable housing get built, and how local ballot initiatives like Measures H, HHH, and JJJ and recent state housing bills are part of this evolving landscape. If you've been affordable housing-confused…
…
continue reading
Jessica Meaney of Investing in Place talks with us about how she came to found a transportation advocacy organization, the often-ugly history of transportation in LA, and reasons for hope today. We discuss Measure M (the massive funding measure passed by LA County voters in November 2016), some of the good things it'll do, and where we need to keep…
…
continue reading
Zach Hoover of LA Voice joins the show for a discussion of spiritually-based organizing and the enduring legacy of white supremacy, including “The New Jim Crow” of mass incarceration and repressive policing. We discuss the generational challenges we must overcome to create a fair society and the work of multiracial coalitions in confronting today’s…
…
continue reading
1
Affordable Housing & Equitable Development
1:03:43
1:03:43
Spela senare
Spela senare
Listor
Gilla
Gillad
1:03:43
Mariana Huerta Jones of ACT-LA talks about their coalition's campaigns to create housing and transit that serve all Angelenos, including the backstory on Measure JJJ which City voters approved in November 2016, and how we can ensure implementation is done right. Plus a bite-sized segment on the history of inequitable development in LA to help us un…
…
continue reading
For our inaugural podcast, we talk Street Vending and the campaign to decriminalize the immigrant entrepreneurs who keep our streets lively and well-fed with fresh fruit. Featuring an interview with Rudy Espinoza, ED of LURN, and a leader of the campaign. Plus a deep dive in the history of vending globally and in Los Angeles to give a context for t…
…
continue reading