A daily snapshot of what is happening in the mortgage industry and with mortgage rates. Comes with a joke at the end. robchrisman.com
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10.30.24 Quotes From Annual; FundingShield's Adam Chaudhary on Wire and Title Fraud; Where Are Rates Going
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This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.
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10.29.24 Chatter From Denver; Joe Uzee on Flood Insurance; More Selling in the Capital Markets
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This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.
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10.28.24 Denver Kickoff; Truv's Kirill Klokov on Customer Happiness; Upcoming Risk Events
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This week’s podcast is sponsored by Truv. Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance, with Truv.
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10.25.24 All Things Annual; Rob Chrisman on...MBA Annual; Mixed Home Sale Messages
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Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey th…
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10.24.24 Upcoming Fed Moves; LodeStar's Jim Paolino on Vendor Pricing and Home Buying; Economic Storytelling
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Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey th…
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10.23.24 Sell Sell Sell; Jake Perkins on the Chrisman Commentary; October Prepayment Speeds
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Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey th…
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10.22.24 Fed Urges Patience; nCino's Ben Miller on Artificial Intelligence; Sell Sell Sell
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Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey th…
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10.21.24 Small Home Retailers; Wilqo's Rob Katz on 2025 Preparation; Alive and Well Consumers
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Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey th…
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10.18.24 FHA and VA News; Brian Vieaux on Outsourcing; Steady as She Goes
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Aidium's CRM and Business Intelligence platform is the go-to system for lenders and enterprises serious about embracing technology to drive progress. With 100s of integrations, a simple-to-use automation builder, reporting suite, and true AI for lead prioritization - it’s easy to see why Aidium was built for the loan officer and embraced by the ent…
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10.17.24 Make Money to Spend Money; Tavant's Sundeep Mathur on AI Productivity; European Central Bank Rate Cut
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Aidium's CRM and Business Intelligence platform is the go-to system for lenders and enterprises serious about embracing technology to drive progress. With 100s of integrations, a simple-to-use automation builder, reporting suite, and true AI for lead prioritization - it’s easy to see why Aidium was built for the loan officer and embraced by the ent…
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10.16.24 Fairway Independent Settlement; Aidium's Spencer Dusebout on Tech Investment; Supply Not Flourishing
27:47
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Aidium's CRM and Business Intelligence platform is the go-to system for lenders and enterprises serious about embracing technology to drive progress. With 100s of integrations, a simple-to-use automation builder, reporting suite, and true AI for lead prioritization - it’s easy to see why Aidium was built for the loan officer and embraced by the ent…
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10.15.24 Halfbacks; AHMC's Matthew VanFossen on Enterprise Decisions; Mixed Data Narrative
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Aidium's CRM and Business Intelligence platform is the go-to system for lenders and enterprises serious about embracing technology to drive progress. With 100s of integrations, a simple-to-use automation builder, reporting suite, and true AI for lead prioritization - it’s easy to see why Aidium was built for the loan officer and embraced by the ent…
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10.11.24 Origination Data; Figure's Michael Tannenbaum on HELOC Lending; PPI Follows CPI
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Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors wi…
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10.10.24 Competitive Rental Markets; Ashley Jelinek on Home Equity Trends; CPI Upside Surprise
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Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors wi…
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10.9.24 Stop Monetary Easing; LoanCare's Tim O'Bryant on Servicing; Agency MBS Supply
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Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors wi…
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10.8.24 No Landing Scenario; Usherpa's Chris Harrington on Relationship Management; Looking Ahead to Inflation
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Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors wi…
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10.7.24 Strong Economy; Megan Anderson on Career Advice; Post Payrolls Calendar
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Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors wi…
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10.4.24 Uncertainty Abounds; Anna DeSimone on Hidden Biases; Robust Payrolls
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Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.
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10.3.24 Agency Guidelines; Nectar's Derrick Baker on Housing Supply; Dock Strikes
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Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.
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10.2.24 Employment Over Inflation; Clever's Jaime Seale on Realtors; Labor Market Data
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Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.Av Chrisman LLC
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10.1.24 ACUMA Conference Chatter; Fannie Mae's Doug Duncan and Mark Palim on Economist Things; Fed Rate Course
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Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.
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9.30.24 Disaster Fallout; Andy Duane on Basel III; Rates Down, Apps Up
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Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.
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9.27.24 Refinance Candidates; CNET Money’s Katherine Watt on Rate Pessimism; Data Over Speculation
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Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.
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9.26.24 Origination Forecasts; Silk Title's Marc Trachtenberg on Title Technology; Capital Markets Wrap
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Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.
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9.25.24 Forward Guidance; Jaime Kosofsky on Electronic Title; Data Over Rhetoric
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Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.Av Chrisman LLC
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9.24.24 Dang Those Long-Term Rates; Panorama's Hector Amendola on Latino Borrowing; Geopolitical Ratchet
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Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.
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9.23.24 Purchase Market Pickup; ALTA’s Chris Morton on Title Waiver Pilot; Fed Moving On
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Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.Av Chrisman LLC
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9.20.24 Insurance Cancellations; Rob Chrisman on Fed Moves; International Central Bank Action
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Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront…
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9.19.24 50 BPS It Is; Visio Lending's Jeff Ball on Rental Lending; Treasury Gets Busy
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Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront…
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9.18.24 Fees Versus Rates; Richey May's Pat Nester on SOC Audits; Fed Decision Day
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Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront…
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9.17.24 Lower Rate Relief; Kamyar Rezaie's Real Estate Agent Perspective; Housing Data Galore
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Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront…
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9.16.24 Loan Limit Independence; Glenn Stearns on Life in Mortgage; FOMC Look Ahead
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Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront…
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9.13.24 Conference Hallway Topics; Candor's Ed Kourany on Industry Right-sizing; Boeing Strike Impact
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To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more…
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9.12.24 New Wholesale Product; LodeStar's Alayna Gardner, AMP on Content Marketing; Producer Prices
16:13
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To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more…
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9.11.24 Lightening Rates; Mace Innovations Chris Mace on Change Management; CPI Day
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To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more…
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9.10.24 New Loan Programs; Nation One Mortgage’s Phil Crescenzo, Jr. on Election Outcomes; Spread Narrowing
20:15
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To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more…
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9.9.24 Election Impacts; Polly's Marcus Lam on Mortgage Concerns; Early Payoff Warning
25:32
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To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May’s consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more…
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9.6.24 Loan Commissions; Stavvy's Angel Hernandez on Electronic Documents; Payrolls Friday
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Thank you to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.…
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9.5.24 Active Listings; Gallus Insights' Augie Del Rio on Entrepreneurship; Labor Market Indicators
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Thank you to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.…
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9.4.24 The CFPB is Watching; Realtor Jason Walter and Originator Jim Black on Building Your Business; Rates Down Means House Prices Up
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Thank you to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.…
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9.3.24 Insurance Premiums; Short Solutions' Liz Short on Tech Integrations; Rate Seesaw
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Thank you to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.…
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8.30.24 Home Sales Declining; Lawn Love’s Kimberly Magerl on Rent Prices; Fed Favorite PCE
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Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.
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8.29.24 Cyber Attacks and Yield Curve Slope; A&D Mortgage’s Alexander Suslov on Capital Markets; GDP Revised Upward
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Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.Av Chrisman LLC
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8.28.24 Dedication to Mortgage; EarnUp’s Manish Garg on AI; Yield Curve Steepening
26:27
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Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.
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8.27.24 Middle East Impact on Bonds; Curinos' Rich Martin on Home Lending Data; Advanced Indicators
22:51
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Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.
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8.26.24 Maturing Commercial Loans; Rate’s Ryan Ogata on Reverse Lending; Upcoming Economic Releases
19:22
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Thank you to EarnUp and its new AI Advisor tool. The industry’s first-ever context-aware conversation agent instantly analyzes users’ real-time banking and credit data to answer complex financial questions and provide tailored product recommendations.Av Chrisman LLC
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8.23.24 Home Equity Debt; Imperial Fund's Jared Neale on Mortgage-Backed Securities; Powell in Jackson Hole
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Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.
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8.22.24 Noncompete, CFPB Penalty, Profitability; Steve Richman on Public Speaking; September Cut Certainty
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Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.
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8.21.24 LO Compensation Guidelines; Argyle’s John Hardesty on Verifications; Mortgage Applications Down
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Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.
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8.20.24 Best Execution; MBA's Sasha Hewlett on Cap Markets Prerogatives; Forecasts Suggest Quiet
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Today's podcast is sponsored by Candor. Candor’s authentic Expert System AI has powered more than 2 million flawless, hands off underwrites. Every credit risk decision Candor makes is backed by a Warranty, eliminating repurchase worries.
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