OSFI Mortgage Regulation Updates, Market Trends, and Economic Insights
MP3•Episod hem
Manage episode 470820882 series 3584094
Innehåll tillhandahållet av Steve Hamoen and Janine Veenendaal. Allt poddinnehåll inklusive avsnitt, grafik och podcastbeskrivningar laddas upp och tillhandahålls direkt av Steve Hamoen and Janine Veenendaal eller deras podcastplattformspartner. Om du tror att någon använder ditt upphovsrättsskyddade verk utan din tillåtelse kan du följa processen som beskrivs här https://sv.player.fm/legal.
In this episode, we start with a welcome and a sponsor message from Real Approved Inc. We explore the Office of the Superintendent of Financial Institutions (OSFI)'s potential shift in mortgage regulations and provide an overview of the stress test. The discussion includes OSFI's introduction of a loan-to-income cap and its historical context, along with the current state of mortgage renewals in Canada. Expert insights shed light on the stress test's impact and the quest for market balance. We examine real estate trends in King, Ontario, and discuss recent developments in the Canadian dollar, oil prices, and trade tensions. Bond market reactions are also covered. The episode concludes with closing remarks and a sponsor message from Real Approved Inc. (0:00) Welcome and Sponsor message: Real Approved Inc. (0:40) OSFI's potential mortgage regulation shift and stress test overview (1:42) OSFI's introduction of loan-to-income cap (3:07) Historical context and current mortgage renewals in Canada (4:28) Expert insights on stress test impact and market balance (6:11) Real estate trends in King, Ontario (9:08) Canadian dollar developments, oil prices, and trade tensions (10:28) Bond market reactions (11:30) Closing remarks and Sponsor message: Real Approved Inc.
…
continue reading
370 episoder