Finance bros are out, #RichGirls are in. Join Money with Katie and her guests for conversations about where the economic, cultural, and political meet the practical personal finance education that everyone needs. Listen weekly on Mondays and Wednesdays.
…
continue reading
Real people, real problems, real talk. Katie Morley, The Telegraph's Consumer Champion, has won back £10 million in compensation for readers. Now, she's hitting the road for a brand new podcast, Money Confidential, to hear directly from you. Would you let your grown-up child move back home and not pay rent? Is it fair for your richer siblings to go skiing and leave you behind? Are private schools really worth it? This is the place where we discuss everyday money problems affecting your life ...
…
continue reading
1
How to Create Your Comprehensive Financial Independence Timeline
38:27
38:27
Spela senare
Spela senare
Listor
Gilla
Gillad
38:27
Financial independence calculators allow us to understand the path we’re on—so we can either feel good about proceeding, or get on a different one. So, using the new features we added to the 2025 Wealth Planner, we’ll explore all the considerations that might impact your own projections—from temporary expenses you won’t need to support forever (lik…
…
continue reading
1
Money Mailbag: Your reactions to this series!
39:52
39:52
Spela senare
Spela senare
Listor
Gilla
Gillad
39:52
It’s a curtain call for Katie this week as we reach the series finale. From inheritance disputes to imposter syndrome and even asking mum for a cheeky 70k, we’ve covered all sorts. And it’s generated a lot of interest, with tonnes of emails and comments from Telegraph readers. So today, we’re going to do our best to work through your thoughts and o…
…
continue reading
1
How Much Down Payment Help from Family Makes Buying a House Affordable?
44:03
44:03
Spela senare
Spela senare
Listor
Gilla
Gillad
44:03
Rich Girl Lauren lives in an expensive city, and her parents are offering her some money—but she only gets the money as a down payment for a home and she’ll have to pay it back eventually. Is it worth it? And separately, how are home buyers affected by the recent NAR agreement? We are not licensed professionals; please do your own due diligence. Ri…
…
continue reading
1
The Critical Insurance Most People Don’t Realize They’re Missing
1:09:53
1:09:53
Spela senare
Spela senare
Listor
Gilla
Gillad
1:09:53
At her career’s height, Lacy was earning more than a million dollars per year (!) as an executive at a major bank. Then, one early morning, Lacy woke up and realized she was unable to hear anything in her left ear, experiencing something called sudden sensorineural hearing loss. She feared the worst: Her career, as she knew it, was over. Fortunatel…
…
continue reading
1
'All our children's' partners are awful - how can we stop them from inheriting our £2m estate?'
33:45
33:45
Spela senare
Spela senare
Listor
Gilla
Gillad
33:45
When the time comes for our children to grow up and settle down with someone, we can only hope and pray that they choose that person wisely. One couple who know this only too well are Malcolm* and his wife, Penelope, who did all they could to raise their three children to have good judgement. Yet have been horrified by every one of the long-term pa…
…
continue reading
1
How Unmarried Couples Can Protect Their Finances
23:50
23:50
Spela senare
Spela senare
Listor
Gilla
Gillad
23:50
In this week’s Rich Girl Roundup, Cassie asks what financial considerations she should discuss with her long-term partner and co-parent. Katie and Henah review the financial advantages of legally marrying, and how to potentially work those benefits into a different type of legal agreement. They are not certified financial or legal professionals; pl…
…
continue reading
1
When Earning More Makes Your Financial Anxiety…Worse?
50:51
50:51
Spela senare
Spela senare
Listor
Gilla
Gillad
50:51
In our "money dysmorphia" episode, a theme emerged that I wanted to revisit: Money anxiety increasing with income, not decreasing. While most of us are probably familiar with the law of diminishing marginal returns and accept that after a certain point, money won’t make us any happier, the idea that money could make us actively unhappier is pretty …
…
continue reading
1
"My parents have halved my inheritance and doubled my brother's - what do I do?!"
32:21
32:21
Spela senare
Spela senare
Listor
Gilla
Gillad
32:21
Since her younger brother was born when she was six years old, Melanie* has always felt he was treated differently by their parents. Whereas she was shipped off to boarding school at the earliest possible opportunity, only coming home to visit twice a year, he attended a local school and lived at home until the age of 24. Recently, Melanie and her …
…
continue reading
1
Loyalty or Leverage? How to Use Another Job Offer to Negotiate Your Salary
25:16
25:16
Spela senare
Spela senare
Listor
Gilla
Gillad
25:16
In this week's Rich Girl Roundup, Rich Girl Kelly S. asks, "Any resources for using a job offer to leverage more money in your current position? Is this a thing?" Katie and Henah share some suggestions, considerations, and a template for how to approach the conversation. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Exe…
…
continue reading
1
'My close friend's wedding will cost me £1k - how do I say I can't go?'
36:42
36:42
Spela senare
Spela senare
Listor
Gilla
Gillad
36:42
There are few more joyous occasions than the weddings of our nearest and dearest, but for one anonymous Telegraph reader, a friends' upcoming nuptials are giving her sleepless nights. A close friend of 25 years has chosen to be a bride in Mauritius, and she's given our reader, who we'll call Ellie, the honour of being a bridesmaid. Though delighted…
…
continue reading
1
Everything You’ve Ever Wanted to Know about Capitalism (But Were Too Afraid to Ask)
1:50:16
1:50:16
Spela senare
Spela senare
Listor
Gilla
Gillad
1:50:16
If you’ve ever found yourself feeling skeptical about capitalism (or the idea that its current iteration is the best and only economic system worthy of our attention), this episode is for you. My guest, Grace Blakeley, recently published a book called Vulture Capitalism in which she tees up what we fundamentally misunderstand about capitalism and k…
…
continue reading
1
'I'm far richer than my friends - who should pay when we go out?'
34:44
34:44
Spela senare
Spela senare
Listor
Gilla
Gillad
34:44
The wine is delicious, the food is perfectly cooked, the conversation is relaxed and flowing. Yet there is one thing, especially for us Brits, that can really turn the sweetness of a perfect evening with friends bitter: the awkward matter of who pays for what. On this week's episode of Money Confidential, Katie hears from two listeners at opposite …
…
continue reading
1
Optimizing Early Retirement for Couples on Different Timelines
24:55
24:55
Spela senare
Spela senare
Listor
Gilla
Gillad
24:55
"I'm going to retire early, but my husband isn't. How do we approach our separate finances in early retirement?" asks a listener who's still interested in taking advantage of financial independence tax loopholes. Reminder: We are not certified financial professionals, and this is not financial advice—please work with a CFP and CPA. Rich Girl Roundu…
…
continue reading
See why we’ve been named one of the top personal finance podcasts by US News and have nearly 10 million downloads, and check out The Money with Katie Show wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoicesAv Morning Brew
…
continue reading
1
Money Management 101: Building Automated Systems in Your Financial Life
37:06
37:06
Spela senare
Spela senare
Listor
Gilla
Gillad
37:06
For the first time ever, we're updating an episode we did back in 2022, all about money management systems. I’m detailing the two-track approach I recommend to hit your financial goals with minimal stress, because by taking advantage of the two big As—Automation and Amortization—you can put your financial life on the third A (Autopilot). (Sorry, I’…
…
continue reading
1
'My business makes almost £1m a year. Why do I feel so inadequate?'
38:23
38:23
Spela senare
Spela senare
Listor
Gilla
Gillad
38:23
Despite owning his own advertising agency which is on the verge of turning over £1m a year, 40-year-old Atem admits he is crippled with feelings of inadequacy. It would be easy to assume that such an affluent, successful and confident character would feel contented, but sitting in an underground nightclub within a private members club (a client of …
…
continue reading
1
"I Want to Ask My Parents for My Inheritance Early"
22:06
22:06
Spela senare
Spela senare
Listor
Gilla
Gillad
22:06
One listener reached out to ask, "If I know I'm getting an inheritance, how can I ask my parents for it earlier? It'll go further now in my 30s than later." We address if that's the best move, considerations to keep in mind, and ways to thoughtfully position the ask. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executi…
…
continue reading
1
Index Funds for the Long Haul? Why Some Pros Are Nervous
38:03
38:03
Spela senare
Spela senare
Listor
Gilla
Gillad
38:03
We unquestioningly repeat the knowledge that index funds are the easiest way to “passively” build wealth. But what happens when too many investors go passive? Is this the most “benevolent bubble” in history? (Fair warning: That description is hyperbolic.) In this week’s solo expedition, I attempt to make sense of these claims—and what it would mean…
…
continue reading
1
"I've saved £200k but I'm too scared of dying to make a will - help!"
34:56
34:56
Spela senare
Spela senare
Listor
Gilla
Gillad
34:56
After her father walked out when she was six, the stable childhood Catherine had always known was ripped away. Her childhood set her up to be fiercely self-reliant and her attitude to money was also forged in those early years. She rarely spends money on herself and as a result she's saved a total of £200,000. Her wealth feels like a burden and it'…
…
continue reading
1
Are Bonds Actually...Hurting Our Portfolios?
41:36
41:36
Spela senare
Spela senare
Listor
Gilla
Gillad
41:36
Traditional retirement advice often suggests balancing stocks and bonds as you near retirement—but as two Rich Girls pointed out, bonds seemingly don’t have great returns. So are they still worthwhile? And if so, should you buy them? Plus, we respond to some critical feedback we received. Rich Girl Roundup is Money with Katie's weekly segment where…
…
continue reading
1
"I've given my son £70k for a mysterious business venture - how do I start saying no?"
32:49
32:49
Spela senare
Spela senare
Listor
Gilla
Gillad
32:49
Susan*, a 76-year-old widow, has plundered her pension over the past 18 months to fund her son's start-up business in the Philippines. But she hasn't seen a penny back and has decided that enough is enough. But how can Susan resist her son's intense requests for more money? Katie brings in a psychotherapist, Dr Aaron Balick, to help. *Name has been…
…
continue reading
Listen to the brand new series from Wednesday 2nd October. ✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential! 💰 Discover more of our leading Money journ…
…
continue reading
1
How We Make Working in America Better
52:23
52:23
Spela senare
Spela senare
Listor
Gilla
Gillad
52:23
If we’re talking about negotiating for higher income without talking about labor organizing, we’re outright ignoring one of the most powerful determinants of how people are paid. This week on the show, you’ll hear from two people: an anonymous 20-year veteran of publicly traded, multinational corporate human relations who believes the “at-will empl…
…
continue reading
1
The One Term Every Prenup Should Include
36:26
36:26
Spela senare
Spela senare
Listor
Gilla
Gillad
36:26
Listener Andrea shared a story that inspired this week's RGR: "I can't stop thinking about how my mom got screwed in a divorce and now has no retirement savings—she was a stay-at-home parent, and my father got all the assets in the divorce." We explore how to quantify and understand unpaid labor in the household, what stay-at-home parents can do to…
…
continue reading
1
The Only 3 Money Metrics You Need to Know for Financial Freedom
1:02:24
1:02:24
Spela senare
Spela senare
Listor
Gilla
Gillad
1:02:24
I wanted to share the three numbers that I believe have the most impact on your life, so I invited Brad Barrett of the Choose FI podcast joins me to give his real-time reactions. But, more importantly, the real takeaway we landed on is that every conversation purportedly about money is actually about what it means to live a good life. This is not f…
…
continue reading
1
Emergency Fund, 401(k), Down Payment: Saving Too Much...or Not Enough?
27:47
27:47
Spela senare
Spela senare
Listor
Gilla
Gillad
27:47
One listener writes in, "I have my HYSA, my 401(k) plus employer match, a Roth IRA, and now am saving for a down payment. I'm worried I'm lopsided and over-saved for retirement." But is she actually saving too much? Hear Katie's hot take. (Reminder: We are not licensed financial professionals, and this is not financial advice. Please do your own du…
…
continue reading
1
A Hard Look at the Economic World Gen Z Inherited
49:16
49:16
Spela senare
Spela senare
Listor
Gilla
Gillad
49:16
We had JL Collins, the Godfather of Financial Independence, on the show earlier this year, and there was one question we seemed to disagree on: Are the dollars and cents of life actually harder today than they used to be, or does it just feel that way? This prompted a listener to ask for a deeper dive: The official Boomer vs. Zoomer cage match of e…
…
continue reading
1
Is It Possible for Everyone to Retire Early?
27:35
27:35
Spela senare
Spela senare
Listor
Gilla
Gillad
27:35
The FI/RE movement has picked up a lot of steam in recent years, but as one listener asks, how does that impact consumerism—and more broadly, can everyone to retire early? Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for ques…
…
continue reading
1
The Messy Economic Truth that the "Birth Rate Panic" Reveals
28:40
28:40
Spela senare
Spela senare
Listor
Gilla
Gillad
28:40
Some of you recently shared articles about the so-called “birth rate panic,” pointing out that the intersection of economic policy with people’s decision to have children felt a little…off. So, I decided to dig into the coverage, some of the gaps I see, the cultural scapegoats, and of course, the bigger issue of treating our economy like a global M…
…
continue reading
1
Single People's Most Impactful Financial Choice (and Understanding the Dual Income Household's Edge)
45:19
45:19
Spela senare
Spela senare
Listor
Gilla
Gillad
45:19
Many of you have asked: “How the heck do I make it work on a single income? What can I possibly do?” We’ll look at the levers you can pull (one in particular) and the context of how we got to this point. Plus, we respond to some of the feedback we received from our recent life insurance episode. Rich Girl Roundup is Money with Katie's weekly segmen…
…
continue reading