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Peak Prosperity

Chris Martenson

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Peak Prosperity provides answers to those who question the mainstream narrative on the critical issues of our day by providing context, clarity, and understanding around seemingly complex systems. Topics include economy, energy, environment, and geopolitics.
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Prosto English

Prosto Nika

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Давно учишь английский, но тебе все еще сложно воспринимать иностранную речь на слух? Начни с этого подкаста! Это адаптированный подкаст для изучающих, который смогут понять даже начинающие. Тут мы говорим о здоровых привычках, заботе о себе, дружбе, продуктивности и жизни за границей. Еще больше полезных материалов про английский ты можешь найти здесь: https://instagram.com/veranikaslavuta?igshid=NTc4MTIwNjQ2YQ==
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Po prostu Wschód

Piotr Pogorzelski

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Audycja emitowana co sobotę o 15.00 w radiowej Trójce poświęcona państwom byłego ZSRR i wszystkim tym miejscom, gdzie Moskwa próbuje realizować swoje interesy. Playlista Radio Wschód, czyli najlepsza muzyka ze Wschodu https://cutt.ly/BRLGvhP Realizacja audycji jest finansowana przez Polskie Radio, ale autora można wesprzeć na Zrzutce i Patronite https://patronite.pl/PoProstuWschod https://zrzutka.pl/6m35sn. buycoffee.to/ppw Media społecznościowe: https://www.facebook.com/poprostuwschod https ...
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Pick'em Pros

Derrick Thompson

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Pick'em Pros is a father and son dynamic duo who love talking sports. Their show "Who Ya Got" features their weekly sports game picks along with commentary of fantasy sports. 13 Year old Diego Thompson is a hit as he passionately makes his points and never backs down when going head to head with his father!
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Prophecy Pros Podcast

Jeff Kinley & Todd Hampson

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Two experts. One topic. No Confusion. Show hosts, Jeff Kinley and Todd Hampson, are on a mission to reach the next generation with the inspiring, hopeful message found in Bible prophecy. Learn more about Jeff, Todd, and their books at https://prophecyprospodcast.com Produced by Unmutable™
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Prosper Brief

Prosper Company

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Welcome to the Prosper Brief, hosted by the Prosper Company. On this podcast, we explore the forefront of innovation and transformation within the hospitality industry. Each episode delves into key issues facing the hospitality industry, including economic development, the future of work, innovation and technology, business of inclusion, and personal growth. The Prosper Brief seeks insights and inspiration tailored to the unique challenges and opportunities in hospitality.
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Grow Thrive & Prosper

Angeleen Harris

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We empower businesswomen to excel in their professional and personal lives. Through strategic growth, financial autonomy, and leadership development, our services, including the transformative ’Freedom Formula,’ help visionary entrepreneurs master their finances and time, building sustainable and impactful legacies. Elevate your business to new heights with guidance and redefine success on your terms.
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Prosta Komunikacja

Piotr Garlej

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Podcast dla tych, którzy chcą się komunikować lepiej w biznesie. Poprzez rozmowy, wypowiedzi, mejle, prezentacje i wystąpienia. Tematami, którymi się tu zajmuję, są zatem: komunikacja, storytelling, retoryka, prezentacje i wystąpienia publiczne. Cel podcastu to pomóc Ci rozwijać umiejętności komunikacyjne, a tym samym rozwijać Twoją karierę. Piotr Garlej, Twój przewodnik po świecie prezentacji i komunikacji.
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L'Heure des Pros

CNEWS

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Pascal Praud et ses invités débattent des grands thèmes de l'actualité dans #HDPros de 9h à 10h30 du lundi au vendredi Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
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2 Pros and a Cup of Joe

Fox Sports Radio - iHeartRadio

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All-American football stars & 1st Round NFL Draft picks LaVar Arrington and Brady Quinn along with Jonas Knox start the day with informed, outspoken, fearless and often funny commentary covering the biggest sports headlines.
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L'Heure des Pros 2

CNEWS

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Les invités de #HDPros2 débattent des grands thèmes de l'actualité. Présenté par Pascal Praud du lundi au jeudi et Julien Pasquet le vendredi. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
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Od Nowa - psychologia po prostu

Kar Koz

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Nazywam się Karolina Koziara, jestem doktorem psychologii, specjalistą seksuologii. Pracuję jako adiunkt w Collegium Medicum Uniwersytetu Jagiellońskiego oraz doradca okołotestowy HIV/AIDS. W tym podcaście staram się tłumaczyć zjawiska psychologiczne w przystępny i prosty sposób. Moją misją jest wyprowadzenie nauki poza mury uniwersytetu, a przy okazji rozbrojenie mitów jakie narosły wokół eksperymentów i zjawisk psychologicznych. Become a supporter of this podcast: https://www.spreaker.com/ ...
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Prostate Cancer Update

Research To Practice

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Featuring one-on-one interviews conducted by Dr Neil Love, this series bridges the gap between research and patient care by providing urologists and radiation oncologists ongoing access to the perspectives and opinions of national and international prostate cancer research leaders.
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iPad Pros

Tim Chaten

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Learn how to get the most out of your iPad Pro by listening to the pros using the iPad. Hosted on Acast. See acast.com/privacy for more information.
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Peace & Prosperity Podcast

Jason Phillips

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In the Peace & Prosperity Podcast, Jason Phillips, licensed therapist and life coach, shares personal experiences that force you to think deeply about your values, beliefs, and behaviors to ensure you achieve peace, happiness, and success in your life.
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Prosto Luksusowe Życie

Renata Gilbert

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Witajcie! Nazywam się Renata Gilbert i jestem Waszym przewodnikiem w tej wyjątkowej podróży ku pełniejszemu, bardziej świadomemu życiu. Razem będziemy odkrywać, co tak naprawdę oznacza luksus – nie tylko w materialnym sensie, ale przede wszystkim w głębokim poczuciu szczęścia, spełnienia i harmonii. Każdy odcinek to zaproszenie do refleksji, inspirujących rozmów i poznania praktycznych wskazówek, które pomogą Wam wprowadzać pozytywne zmiany. Razem przyjrzymy się różnym aspektom życia – od ro ...
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Handyman Pros Radio Show

Larry and John

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Two professional handymen discuss how you can save time, money, and aggravation on home repair, maintenance, and improvements. Our content addresses common problems and challenges of property ownership. Topics include strategies and techniques for home management, do it yourself (DIY) tips and tricks, home technology, maintenance, real estate investing, and more! We value listener feedback, and welcome the opportunity to answer your questions (questions@handymanprosradioshow.com) or join our ...
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Passionate & Prosperous is the only podcast that teaches coaches, creatives & service-oriented individuals how to trust in themselves and leverage their unique message, experience and expertise to attract their ideal audience, create clients and organically build soul-aligned businesses.
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The Prosperous Farmer

MacKillop Farm Management Group

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Everyday, new research and innovation is being adopted in agriculture. Hear real stories from Limestone Coast and western Victorian farmers and experts on the benefits of adopting industry leading research. If you’re curious about adopting cutting edge cropping and livestock systems based on research this is the show for you!
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Phoenix Prosperity Podcast

phoenixprosperitypodcast

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”Welcome to ’The Phoenix Prosperity Podcast,’ where wealth meets legacy. Join your host, Tim Fergestad, as we explore the journeys of Phoenix’s finest to success and beyond.” This podcast will examine the powerful interplay between personal achievement and the enduring legacy it creates. And Tim explores the idea that success isn’t just about what you achieve but what you leave behind for others, focusing on the impact of wealth used wisely. Find the Phoenix Prosperity Podcast wherever you g ...
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Le cancer de la prostate ne devrait pas être tabou. Dans ce balado, des patients, survivants et proches aidants témoignent de leur expérience avec la maladie en échangeant avec Isabelle Pagé, porte-parole de PROCURE, afin de démystifier ce cancer qui est encore trop mal compris. Présenté par PROCURE, le seul organisme à but non lucratif au Québec dédié à la lutte contre le cancer de la prostate par la sensibilisation, le soutien, l'information et le financement de la recherche. Découvrez nos ...
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Profit and Prosper

Sarah Young

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Welcome to Profit and Prosper, hosted by entrepreneur and mentor Sarah Young. This podcast is for women with service-based businesses who aspire to take home six figures or more without working around the clock. As a successful agency owner who achieved financial freedom through her business, Sarah shares practical strategies, insightful lessons, and actionable tips to help you scale a business that supports your goals. Tune in for episodes packed with valuable content designed to optimize y ...
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The Dr. Geo Prostate Podcast

Dr. Geo Espinosa

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The Dr. Geo Podcast is a show that takes an integrative approach to men's health, prostate, and functional urology to optimize their health and help them live better with age. Visit https://drgeo.com/ today to learn how to live better with age.
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Boats 'n Pros

Boats 'n Pros

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"Boats 'n Pros" is your go-to podcast for all things related to boats and fiberglass repair. Each episode dives deep into the world of maritime maintenance, offering expert advice, hands-on tips, and insider knowledge from seasoned professionals in the industry. Whether you're a DIY enthusiast looking to tackle your next repair project or a boating aficionado eager to learn more about maintaining your vessel, "Boats 'n Pros" provides engaging discussions, practical solutions, and a wealth of ...
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Social Pros Podcast

Convince & Convert

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Presented by Convince & Convert, Social Pros is one of the longest-running marketing podcasts in existence! Focused on the nexus of social media and other marketing disciplines, we bring you interviews and commentary from companies including Google, Reddit, Uber, Oracle, and many more to understand how social media impacts brand marketing, content marketing, reputation management, public relations, paid media, and much more. After more than a decade, Social Pros is still the one podcast that ...
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The Real Money Pros

The Real Money Pros

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Money: you make it, you want more of it, and you want to protect it. We are The Real Money Pros, a show hosted collaboratively by experts who specialize in investing, financial and estate planning, taxes, insurance, and any other way to grow wealth. Plus, we make it fun! We help you know good advice from bad – especially when everyone seems to want a piece of your money.
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Chill & Prosper with Denise Duffield-Thomas

Denise Duffield-Thomas

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Introducing the Chill & Prosper Podcast, your weekly dose of money mindset, marketing and humour from best-selling author and entrepreneur Denise Duffield-Thomas. Denise’s philosophy is that there is ALWAYS an easier way to make money and that’s what she’s here to help you do. Each week, you’ll get actionable advice to help you make more money, with less work. There’s no need to hustle - let Denise show you how to embrace the Chillpreneur way. Be sure to hit subscribe so you don’t miss an ep ...
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BFM Crypto, les Pros

BFM Business

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Chaque vendredi à 16h35 dans BFM Bourse, retrouvez Charlie Perreau, Owen Simonin, Nicolas Chéron et Vincent Ganne au micro de Guillaume Sommerer pour décrypter l'actualité bitcoin et crypto du moment. Retrouvez l’émission tous les vendredi et réécoutez la en podcast.
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Welcome to the Growth, Grace & Prosperity Podcast, your go-to source for inspiring stories of success and growth. Hosted by Stewart Heath, this podcast dives into the journeys of top professionals, entrepreneurs, and leaders who have achieved remarkable success and prosperity. Each episode features engaging and insightful conversations, uncovering the secrets behind their accomplishments and the lessons they’ve learned along the way. Whether you’re an aspiring entrepreneur, a seasoned busine ...
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The Hopecast - Thriving Through Prostate Cancer is a podcast dedicated to raising awareness and breaking the stigma surrounding prostate cancer. Hosted by Richard and Steve—both of whom are living with the disease—the show dives into real conversations about the challenges, triumphs, and lessons learned along the journey. Through personal stories, expert insights, and candid discussions, The Hopecast offers hope, support, and valuable information to those affected by prostate cancer, their l ...
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Mark's Prostate Cancer Experience

Mark

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Prostate Cancer is one of the leading causes of death in men, responsible for about 1 in every 44 deaths. But, it's one of the few cancers that is completely curable. Mark was 51 years old when diagnosed with prostate cancer in 2015. Now, almost a decade later he is online to tell his story of how he was diagnosed, and what other men should expect on their path to being cured of this disease. He talks about how he learned about his cancer, the surgery that saved his life, and how he manages ...
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Pathways to Prosperity Podcast

Terrance Schabilion and Tristan Fullum

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Welcome to Pathways to Prosperity, your go-to podcast for achieving success in real estate. Join us as we dive into insightful interviews with successful entrepreneurs and seasoned investors who share their journeys, strategies, and secrets to attaining true financial freedom. Whether you’re just starting out or looking to elevate your real estate game, our expert guests will provide you with the knowledge and inspiration you need to prosper. Tune in and start paving your own pathway to pros ...
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The Prosperity Approach

Allyson Chavez

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Are you an ambitious, God-centered woman who is ready to live your best life now? If you’re ready to live your best life for the rest of your life, then head over to https://www.prosperityapproach.com/go and get started… My name is Allyson Chavez and on this podcast, I’m going to show women like you how to master your inner game so you can get out of your own way, lay down the struggle, manifest your dreams, and LOVE life as you go.
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Pros & Conversations

Peter G. Reynolds

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Pros and Conversations explores what it takes to be successful, whether you’re from the world of business, science or the arts. But more than a series of inspiring conversations, guests share real-world tips and insights, providing listeners with the tools they need to achieve their entrepreneurial goals. Host Peter Reynolds and co-host Damon Adachi, pull back the curtain to discover the story behind the success, the person behind the professional. The answers are often surprising and always ...
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Eastmans' Predator Pros

Eastmans' Predator Pros

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Geoff Nemnich brings over 25 years of predator hunting experience to bear as the host of Eastmans’ Predator Pros Podcast. Eastmans’ Predator Pros Podcast is the #1 predator hunting podcast thanks to consistent episodes featuring predator hunting stories and techniques from across North America that examine what works, what doesn’t and exploring the crazy world of predator hunting. The goal of Eastmans’ Predator Pros Podcast is to make you a more successful predator hunter no matter where you ...
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LaVar Arrington, TJ Houshmandzadeh, and Plaxico Burress give their thoughts on Deion Sanders telling reporters that Shedeur Sanders & Travis Hunter should be the first two picks in the NFL Draft, if Geno Smith is the Raiders starter for the near and longer term, TJ proclaims he’ll never support one NFL team again, and more! #fsrweekends #2pros See …
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Cooper Flagg's place in Duke basketball history hangs in the balance as the Blue Devils march toward a potential championship. Could he already rank as the third greatest Duke player ever with just one title? The Pick'em Pros debate his legacy against icons like Grant Hill and Christian Laettner while considering how his future NBA career might ret…
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Want to laugh and learn at the same time? Then this is the episode for you. Megan Lotts, an Art Librarian at Rutgers talks and laughs about so many great things she is doing. She is a Maker, Author, Artist, Librarian and INNOVATOR!! We talk about the “spark”, the concept of “play”, unleashing the concept of play with colleagues and yes, Chris’ favo…
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W Rumunii startuje oficjalnie trwająca de facto od jesieni prezydencka kampania wyborcza, a w Mołdawii politycy, i Rosja, już szykują się do wrześniowych wyborów parlamentarnych. Czy pojawia się w niej temat unirea, czyli zjednoczenia dwóch krajów? O tym Kamil Całus z OSW. 1 kwietnia w Ukrainie obchodzony jest Prima Aprilis, nazywany tam Dniem Durn…
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This week on 2 Pros and a Cup of Joe, Torpedo Bats have similarities with DeflateGate. The Old P, Petros Papadakis talks Dodgers hot start to the season, Colorado extending Deion Sanders, Val Kilmer passing away and movies after the club. The great Tim Brown stops by to talk about how the game has changed since his playing days. See omnystudio.com/…
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Despite having an 850 credit score, loans can be denied for reasons such as insufficient income, high debt-to-income ratio, unstable employment history, lack of savings, and past late payments. After rejection, one can find another creditor, get a co-signer, recover financially, or review and dispute credit report errors. A reconsideration request …
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Como estudiante universitario, construir crédito implica responsabilidad y manejo inteligente de herramientas financieras como préstamos estudiantiles, tarjetas de crédito y pagos puntuales. Los beneficios incluyen tasas de interés más bajas y calificar para futuros créditos. Se recomienda solo tomar préstamos necesarios, pagar deudas durante la es…
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Una Línea de Crédito (LOC) es un préstamo flexible de un banco o cooperativa de crédito que permite retirar dinero hasta un límite máximo. Difiere de un préstamo tradicional y tiene varios tipos, como créditos personales y HELOCs. Se requiere un buen puntaje crediticio para calificar, y la gestión responsable incluye pagar a tiempo y no usarla como…
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Boosting your credit score is crucial for first-time home buyers to secure better mortgage terms. Understand credit score factors, avoid common pitfalls, take strategic actions to improve your score, and consider professional credit repair services. This guide provides essential tips and steps to enhance your credit health and secure favorable mort…
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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Co-signing a loan involves risks such as assuming full payment responsibility, damaging your credit, impacting your ability to get future credit, facing legal issues, possibly losing property, and harming personal relationships. It's advisable to co-sign only if you can afford the risk, it benefits both parties, or you genuinely want to help the bo…
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Las tarjetas de crédito ofrecen un saldo renovable con intereses por saldo no pagado, mientras que las tarjetas de cargo deben pagarse en su totalidad mensualmente sin intereses. Las tarjetas aseguradas requieren un depósito de garantía, a diferencia de las no aseguradas. Las tarjetas de cargo suelen ser para usuarios solventes o empresas y pueden …
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.Av The Credit Pros
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.Av The Credit Pros
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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Credit Privacy Numbers (CPNs) are marketed as tools for financial privacy but are often illegal and linked to fraud. Originally for celebrities' SSN protection, CPNs are now misused, leading to legal trouble. Legitimate alternatives include government-issued SSNs and ITINs. Financial identity should be protected by monitoring credit, using strong p…
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Paying off a collection account may not always increase your credit scores. It varies based on the credit scoring model, type of account, and other derogatory marks on your credit report. Older FICO models don't give much credit for settling collections, but newer models like FICO 9 and VantageScore may. Paying off credit card debt generally helps …
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.Av The Credit Pros
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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Contrary to popular belief, individuals do not just have three credit scores but many, depending on the model and version used by lenders. While you have three credit reports from Equifax, TransUnion, and Experian, scores vary across different brands like FICO and VantageScore, and are tailored to specific industries. Scores are static until reques…
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To protect against identity theft, be cautious with email links and files, use password managers, stay informed about data breaches, regularly check credit reports, and use resources like haveibeenpwned.com to see if your info has been compromised. Taking immediate action after a breach can further secure your identity.…
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Se comparan la alerta de fraude y el congelamiento de crédito como estrategias para prevenir el robo de identidad y fraude crediticio. La alerta de fraude avisa a las agencias crediticias de posibles fraudes y requiere verificación adicional para abrir nuevo crédito, mientras que el congelamiento impide que terceros accedan al informe de crédito si…
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La Regla del 45 permite realizar múltiples consultas crediticias para hipotecas, préstamos de automóviles o educativos en 45 días, contándolas como una sola consulta. Esto minimiza el impacto en el puntaje crediticio y ayuda a obtener las mejores tasas de interés al financiar grandes sumas de dinero. Sin embargo, la regla solo se aplica a un tipo d…
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This guide explores how eco-friendly credit improvement can enhance your credit score and benefit the environment. It covers the basics of green credit, practical steps to transition to green credit, financial benefits of adopting green practices, investing in green initiatives, and the broader impact on community development. By integrating sustai…
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Las transferencias de saldo y préstamos de consolidación son estrategias para manejar deudas de tarjetas de crédito. Transferir saldo implica pasar deuda a tarjetas con menor interés, mientras que la consolidación combina varios préstamos en uno con menos interés. Ambos métodos pueden impactar el puntaje crediticio y ofrecen alternativas para el pa…
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Para mejorar su puntaje crediticio en 2021, considere tácticas como abordar deudas de tarjetas de crédito con el método de bola de nieve, refinanciar deudas con altas tasas de interés y consolidar tarjetas de crédito en un pago con menor interés. Además, es esencial revisar su informe de crédito anual para disputar errores y fraudes. Estas estrateg…
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Damon De Cresenzo y Jason Kaplan, cofundadores de The Credit Pros, compartirán su experiencia en finanzas y desarrollo empresarial en el Taller de Asociación Estratégica de LeadsCon en Las Vegas. El taller se centrará en cómo las asociaciones estratégicas pueden mejorar los resultados del negocio, estructurar el marketing colaborativo, y escalar as…
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Los consumidores tienen derecho a disputar cualquier información en sus informes de crédito según la FCRA. Esto incluye errores de información personal, saldos incorrectos, cuentas desconocidas, pagos atrasados inexactos y cualquier dato cuestionable. Es esencial ser proactivo al corregir errores para evitar daños financieros, y la CRA tiene 30 día…
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Los préstamos a plazos son una opción popular para financiar grandes compras, permitiendo pagos programados y pueden mejorar el puntaje crediticio. Existen dos tipos: garantizados y no garantizados. Los bancos y prestamistas ofrecen estos préstamos, pero se deben evitar prácticas depredadoras como los préstamos de día de pago. Un buen puntaje credi…
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Cerrar una tarjeta de crédito puede aumentar la utilización del crédito y disminuir la antigüedad media de las cuentas, afectando negativamente el puntaje crediticio. Se puede considerar cerrar una tarjeta si no se puede controlar el gasto, por tarifas anuales altas, divorcio o fraude. Para cerrarla, canjee recompensas, pague el saldo, llame al emi…
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Los pagos atrasados afectan negativamente la puntuación crediticia, que es crucial para la aprobación de préstamos. Las agencias de crédito solo reportan atrasos después de 30 días de la fecha de vencimiento, pero los proveedores de préstamos pueden imponer cargos antes. Es vital mantener un buen historial de pagos para evitar dañar la puntuación c…
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El robo de identidad es un problema creciente, especialmente para usuarios de redes sociales. Consiste en varios tipos, como fraude de tarjetas y robo de identidad fiscal, y presenta señales de advertencia. Se recomienda revisar regularmente los estados de cuenta y usar servicios de monitoreo. Si ocurre un robo, es crucial reportarlo, cambiar contr…
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Los intereses hipotecarios se calculan según el tipo de préstamo y el periodo de amortización. Existen hipotecas a tipo fijo, de tasa ajustable, de solo interés y préstamos hipotecarios jumbo, cada una con características y costos distintos. Las tasas de interés se basan en la política de la Reserva Federal y la solvencia crediticia del prestatario…
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Los acreedores verifican regularmente el crédito de sus clientes para monitorear el riesgo crediticio, ya que puede cambiar con el tiempo. Las cuentas se dividen en a plazos y renovables. Los emisores de tarjetas de crédito revisan su crédito para gestionar el riesgo continuo, y pueden ajustar los términos de crédito o cerrar cuentas si el riesgo e…
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