Bästa Homeownership podcaster (2023)

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Homeownership by Movementum Realty

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Buying a Waterfront Home - EP226 - Homeownership 8:05

2d ago8:05

8:05

In this episode we discuss that buying a home on the water is a dream of many people. When deciding to pursue this goal one of the first steps is to find a Realtor® who understands waterfront living. The reason it is so important to understand waterfront living is there are so many different styles of waterfront living. You can choose to live on an…

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Homeownership by Movementum Realty

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Housing Wants Vs Needs - EP225 - Homeownership 6:43

9d ago6:43

6:43

In this episode we discuss that in simple terms a want is something you would like to have but would be OK without having. A need is something that you must fulfill in order to make the purchase. When speaking with your agent telling them you need three bedrooms can put them on the wrong path if it is only a want. Maybe a bonus room would work to b…

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Homeownership by Movementum Realty

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Understanding Title V for Homeowners - EP224 - Homeownership 13:05

16d ago13:05

13:05

In this episode we discuss that when selling a property serviced by a septic system it is required by law that you have the system tested. This test is to ensure the property meets the state requirements under the Title V regulations. Sellers should do all they can to answer the questions buyers may have when looking at their property. Getting your…

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Homeownership by Movementum Realty

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DIY Taking Care of Mosquitos and Ticks Organically - EP223 - Homeownership 6:11

23d ago6:11

6:11

In this episode we discuss that the first step to taking care of mosquitos and ticks without using chemicals is to think about the habitat. Make sure to trim back brush, drain any standing water, and plan to use the space during the sunny times of day. There are lots of natural oils that can be worn as insect repellent. Some oils are even powerful …

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Homeownership by Movementum Realty

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Building a Home - EP222 - Homeownership 6:45

1M ago6:45

6:45

In this episode we discuss that when buying new construction there are a few different methods. Buying land, buying a tear down, or buying into a developers neighborhood are the most common. Buying land or buying a tear down is usually your most flexible option when it comes to building designs. Buying into a developers neighborhood usually means t…

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Homeownership by Movementum Realty

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Buying Land - EP221 - Homeownership 6:23

1M ago6:23

6:23

In this episode we discuss that buying land is a dream that many people share. They envision buying the land and building their dream home. When buying land to build a home there are a lot of factors to think about. It is highly advised to hire an experienced Realtor ® to help in the purchase to ensure you find success. The worst thing that could h…

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Homeownership by Movementum Realty

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Are Home Inspections Required - EP220 - Homeownership 7:51

1M ago7:51

7:51

In this episode we discuss that having a home inspection is not a requirement when buying a home. It is up to you if you feel confident buying without a home inspection. Buying a home without a home inspection is not advisable but it is permissible. Remember if you do buy without a home inspection any issues you run into in the future will most lik…

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Homeownership by Movementum Realty

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Choosing the Winning Offer for Sellers - EP219 - Homeownership 9:16

2M ago9:16

9:16

In this episode we discuss that when choosing a winning offer in sales all sellers tend to want to focus their attention on purchase price. While this is one of the most important details we need to make sure the rest of the offer backs up the surety of the deal. When looking over inspection contingencies it is important to think realistically abou…

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Homeownership by Movementum Realty

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What is a Red Flag Warning - EP218 - Homeownership 4:53

2M ago4:53

4:53

In this episode we discuss the meaning of a Red Flag Warning. Simply put, a red flag warning means there is a high danger of fire due to weather conditions. Dry air, high winds, and warm temperatures make the perfect conditions to create out of control fires. Be especially careful when smoking on these days. Throwing a lit joint, cigarette, or ciga…

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Cheers to Homeownership

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Homeowner's Insurance 37:20

2M ago37:20

37:20

Learn about Homeowner's Insurance and find out what you need to know.Av Amy Trim and Kathleen Facey

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Homeownership by Movementum Realty

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Creating a Winning Offer - EP217 - Homeownership 6:40

2M ago6:40

6:40

In this episode we discuss that when creating an offer in a bidding war there are a lot of factors to take into place. One of the most important to winning is understanding what the SELLER wants. As a buyer in a bidding war it is important to speak with your lender and attorney early. You can find out things like your maximum qualifications and tim…

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Homeownership Insights

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When is a Renovation Loan Right for Homebuyers? 23:24

2M ago23:24

23:24

Depending on your situation and overall vision for your home, the renovation loan you will need may vary. Our Homeownership Insights™ podcast explores the different homebuyer paths with renovation loan expert, Adam Levitt. Learn more at: https://www.fairwayindependentmc.com/mortgage-loan-products/renovation-loan -- Podcast Disclaimer: The informati…

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Homeownership by Movementum Realty

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Buying a House - EP216 - Homeownership 6:35

2M ago6:35

6:35

In this episode we discuss that buying a house is one of the greatest achievements in life. Having a place to call home is not only a great way to live, it is also a great way to build wealth. Renting a house provides temporary shelter at 100% of the cost. Homeownership provides shelter while building equity as you pay off your mortgage. Buying a h…

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Homeownership by Movementum Realty

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Three Fun Outdoor Home Improvement Projects - EP215 - Homeownership 7:26

3M ago7:26

7:26

In this episode we discuss that cleaning up your planting beds includes weeding, edging, trimming, cleanup, and mulching. This five step process is sure to have your house popping with curb appeal. Cleaning the windows on a home can make a huge difference to the home's appearance. Almost every buyer is going to pull the blinds and look out the wind…

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Homeownership by Movementum Realty

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Why do we Celebrate St Patrick’s Day - EP214 - Homeownership 5:44

3M ago5:44

5:44

In this episode we discuss that Saint Patrick’s Day is the celebration of the arrival of Christianity to Ireland. Since then it has become a day to wear green no matter your heritage. Saint Patrick was originally a British citizen who was enslaved by the Pagan King Niall and made into a shepherd. After he escaped he later returned to Ireland as a m…

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Homeownership Insights

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How to Find Down Payment Assistance to Buy a Home 29:54

3M ago29:54

29:54

Saving for a down payment can be one of the biggest hurdles to buying a house. But there are many down payment assistance programs available that can make homebuying more achievable than many people may think. Rob Chrane, founder and CEO of Down Payment Resource, talks about what down payment assistance is, who may qualify, and where to find it. Le…

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Homeownership by Movementum Realty

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Are Condos More Affordable - EP213 - Homeownership 6:41

3M ago6:41

6:41

In this episode we discuss when buying a condo you are taking on responsibility for the walls inward, and the association takes care of the rest. That said it is still you, the unit owner who pays the condo fees to cover these costs. Higher density on one piece of land reduces the costs by splitting them across more parties. This can save the unit …

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Homeownership by Movementum Realty

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Should I Sell my Home Before Buying a New One - EP212 - Homeownership 6:36

3M ago6:36

6:36

In this episode we discuss when selling a home and buying a home at the same time the first step would be to talk to a Realtor. They can discuss the different options you have and help you choose what is best for your situation. Selling with a suitable housing clause allows you to list your home for sale and shop for a new home at the same time. A …

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Homeownership Insights

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What does Debt-to-Income (DTI) Mean in Homeownership? 24:53

3M ago24:53

24:53

Homebuyers looking to purchase a home need to understand what their debt to income (DTI) is in order to properly qualify for a home loan. Our mortgage loan officer experts are here to share all the details about DTI and homeownership in this Homeownership Insights™ podcast episode. -- Disclaimers: Chris Gonzalez NMLS #61735 Sharla Ellis NMLS #20904…

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Homeownership by Movementum Realty

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Why are Houses so Expensive in Massachusetts? - EP211 - Homeownership 9:25

4M ago9:25

9:25

In this weeks episode we discuss that Massachusetts is one of if not the oldest state in the country. Locally most all land lots to be developed have been, leading to a shortage of new land for new construction. Boston has a high number of great colleges producing top level student graduates. Massachusetts attracts a high number of high paying empl…

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Cheers to Homeownership

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Why take a Home Buyer Class? 22:16

4M ago22:16

22:16

We asked a home buyer class participant if it was worth his time to take the class! Find out what he said and what other insights we learned!Av Amy Trim and Kathleen Facey

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Homeownership by Movementum Realty

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Choosing the Right Price When Selling a Home - EP210 - Homeownership 7:20

4M ago7:20

7:20

In this episode we discuss that pricing a home too high can lead to a lack of interest. This then leads to the need for price breaks which can appear to the buyers as weakness and lead to low ball offers. A properly priced home will attract a lot of buyers in any market. The more buyers who are interested the better chance it is we receive multiple…

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Homeownership Insights

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How to Ask for Cash for Your Down Payment as a Wedding Gift 24:00

4M ago24:00

24:00

Loan officers Debbie Mahoney and Katie Beam talk about how you can use cash gifts from your wedding to buy a house – and how to ask for cash for your wedding in lieu of more traditional gifts. Talking about money can be challenging, but Debbie and Katie share tips on ways to include your loved ones in your homeownership journey. Learn more about De…

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Cheers to Homeownership

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Top 10 Reasons to Buy Now 18:36

4M ago18:36

18:36

What are the Top 10 Reasons to Buy NOW? We'll go over them together in this episode (along with a few stories too)!Av Amy Trim and Kathleen Facey

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Homeownership by Movementum Realty

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Finding Affordable Housing - EP209 - Homeownership 6:40

4M ago6:40

6:40

In this episode we discuss how affordable housing is defined by the US Department of Housing and Urban Development. “Affordable Housing: Affordable housing is generally defined as housing on which the occupant is paying no more than 30 percent of gross income for housing costs, including utilities.” When thinking of whether housing is affordable or…

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Homeownership by Movementum Realty

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Protecting Your Home From the Cold - EP208 - Homewonership 7:21

4M ago7:21

7:21

In this episode we discuss that when a deep freeze is coming it is important to do a walk around check of your house. Look for things like missing or loose insulation, windows and doors are all shut incorrectly, heat trace pipes plugged in, and anything else you can do to ensure your home stays warm. Even though cosmetically it may not look the bes…

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Homeownership Insights

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Why Black Homeownership Rates in the U.S. Continue to Lag 20:23

4M ago20:23

20:23

Black homeownership rates in 2022 are lower than they were in the 1960s. It doesn’t have to be this way. Tai Christensen, Chief Diversity and Public Relations Officer at the social enterprise Arrive Home, breaks down what’s behind the Black homeownership gap in the U.S. She also details how education, down payment assistance*, and better representa…

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Homeownership by Movementum Realty

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Homeownership Understanding Contingencies - EP207 - Homeownership 6:38

4M ago6:38

6:38

In this episode we discuss what the world contingent means: In order for one thing to happen a certain circumstance must already happen. This can be used in many different ways as a precautionary measure for both buyer and sellers alike. When looking over offers in real estate the bottom line is not all that matters. As a seller and as a buyer you …

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Homeownership Insights

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Future of Mortgage Rates with Mortgage Industry Expert Barry Habib 20:20

5M ago20:20

20:20

A big question on homebuyers’ minds is will mortgage rates go down in 2023? Barry Habib, a mortgage industry expert and founder and CEO of MBS Highway, puts mortgage rates into context and tells buyers what they need to know about the real estate landscape this year. Learn more at: https://mbshighway.com/ Discover more: https://www.fairwayindepende…

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Homeownership by Movementum Realty

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Buying a Fixer Upper - EP206 - Homeownership 6:54

5M ago6:54

6:54

In this episode we discuss that when deciding to go the route of buying a home that needs some work it is important to know your financing options. Some loans allow you to borrow on properties that need work others do not. A renovation loan is a loan where the cost of the home and the cost of repairs are bundled into one loan. This oftentimes can m…

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Homeownership by Movementum Realty

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What Does ”AS IS” Mean in Real Estate - EP205 - Homeownership 7:03

5M ago7:03

7:03

In this episode we discuss that “As is” does not have one definite definition but most commonly it means what you see is what you get. This means after you make an offer more than likely no matter what home inspection finds the seller will not want to renegotiate. Massachusetts is a known material defect disclosure state. This means as the seller i…

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Homeownership Insights

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What Is a 2-1 Buydown and How Does It Benefit Homebuyers? 13:40

5M ago13:40

13:40

A 2-1 buydown* functionally lowers a homebuyer's interest rate for the first two years of their loan, saving them money upfront and giving them a chance to refinance if interest rates drop during that time. This can be a big help to buyers who are ready to buy a home but are wary of purchasing when rates are higher. Mortgage professional Mike Swale…

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Cheers to Homeownership

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Title Insurance 21:46

5M ago21:46

21:46

What is Title Insurance and why do I want it? We interview a Title Insurance representative Kara Peebles with Fidelity to go over just that!Av Amy Trim and Kathleen Facey

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Homeownership by Movementum Realty

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Home Upgrades That Add Value - EP204 - Homewonership 7:53

5M ago7:53

7:53

In this episode we discuss that believe it or not painting is one of the least expensive ways to massively change a property. Always remember to choose neutral colors in order to have the largest pool of buyers interested. When thinking about doing renovations before selling it is important to talk with a Realtor® to ensure the value will be there …

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Homeownership by Movementum Realty

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My New Year’s Resolution is Buying a Home - EP203 - Homeownership 6:28

5M ago6:28

6:28

In this episode we discuss that as a renter you pay 100% of the bill and only enjoy the benefit of a place to stay. By owning a home you get to build equity. Equity is the difference between what you owe and how much more your home is worth. This equity is what builds long term wealth. Buying a home is more attainable than you think. Pairing with t…

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Homeownership by Movementum Realty

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Selling a House As-Is - EP202 - Homeownership 7:26

6M ago7:26

7:26

----more----In this episode we discuss that selling a house as-is does not protect you as a seller in Massachusetts from needing to disclose known material defects. Failure to disclose those items could lead to future lawsuits. Massachusetts is a Caveat Emptor state which means “buyer beware”. When buying a house as-is make sure to take time to do …

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Homeownership by Movementum Realty

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Why Does My Agent Want My Pre-approval Letter - EP201 - Homeownership 7:20

6M ago7:20

7:20

In this weeks episode we discuss that your pre-approval letter is important to your agent to help guide you to the proper properties. Looking before can lead to frustration and let down if and when the budget changes. Your social security number and other confidential info is not on a pre-approval letter. The letter more so states the purchase pric…

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Homeownership Insights

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How to Buy a House When You're Self-Employed 20:52

6M ago20:52

20:52

Are you a gig worker? Freelancer? Small business owner? If so, this episode is for you. Hear from Fairway Loan Officer Laura Mead and Bill Kennedy, co-owner of Ardan Labs, on the ins and outs of purchasing a home when you're self-employed. Connect with Laura. Learn more about Ardan Labs. ---- Disclaimers Laura Mead NMLS #1534831 This podcast does n…

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Homeownership by Movementum Realty

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Finding a Deal - EP200 - Homeownership 7:15

6M ago7:15

7:15

In this episode we discuss that when it comes to finding a deal, patience is key. Having too high of urgency can lead to you over paying for the property. In a market that is changing you need to get creative with your offers. Two to one buy downs and or seller’s concessions are great ways to sharpen the pencil. When looking at homes to make low ba…

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Homeownership by Movementum Realty

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Holiday House Hunting - EP199 - Homeownership 6:23

6M ago6:23

6:23

In this episode we discuss that while shopping for a home during the holidays remember to schedule appointments in advance. With people so busy it can be a little more challenging for sellers to have their home ready. When looking at homes with holiday decor try to envision what that space would look like without the extra clutter. Homes can feel c…

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Homeownership Insights

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Why Now Is Still a Good Time to Buy a House 23:16

6M ago23:16

23:16

Mortgage industry expert Dave Stevens explains why now is still a great time to buy a house and why timing the market is often a loser’s game. Dave Stevens is a mortgage industry veteran, having served as the president and CEO of the Mortgage Bankers Association and the Federal Housing Commissioner during the Obama administration. Dave explains why…

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Homeownership by Movementum Realty

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Finding the Perfect Home to Host the Holidays - EP198 - Homeownership 7:03

7M ago7:03

7:03

In this episode we discuss that the “perfect” home for one may not be the perfect home for another. Finding the home that best suits your needs will lead to cherished memories of the holidays. For some people it is about having large open spaces for large crowds. For others it is about small intimate spaces that are warm and cozy. Parking is someth…

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Homeownership by Movementum Realty

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Three Weekend Projects With High ROI - EP197 - Homeownership 8:31

7M ago8:31

8:31

In this episode we discuss that cleaning the exterior of your home can give it a real face lift. Whether it be a quick pressure wash or a gentle chemical wash it is sure to liven up the home for very little expense. Painting an interior room is a great weekend project. Make sure to buy the right bushes and tapes to ensure you do a professional look…

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Homeownership Insights

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How to Buy a House for an Adult Child With a Disability 18:42

7M ago18:42

18:42

Fairway loan officer Phil Vollmer shares how parents can purchase a home for an adult child with a disability in a way that is affordable and sustainable for the entire family. He discusses the impact of homeownership for helping adult children with disabilities achieve and maintain autonomy, as well as other resources families may be able to acces…

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Homeownership by Movementum Realty

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High Interest Rates and Purchase Price - EP196 - Homeownership 6:48

7M ago6:48

6:48

In this episode we discuss as interest rates rise, affordability goes down. This means there is less competition in the market leading to less expansion and sometimes even contraction of prices. As a buyer there are two factors in payment that really matter: purchase price and interest rates. The unfortunate thing is they really ever meet one anoth…

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Homeownership Insights

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VA Loans Help Veterans and Active-Duty Servicemembers Achieve Homeownership Goals 18:08

7M ago18:08

18:08

Army veteran and Fairway Loan Officer Phil Zehr shares the long-term benefits of 0% VA loans* for military servicemembers and their families. Connect with Phil. -------- Disclaimers: Phil Zehr NMLS #1829115 *Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits.…

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Homeownership Insights

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#KeepPlaying with Brittney Hansen 16:09

7M ago16:09

16:09

Fairway Loan Officer Brittney Hansen shares her remarkable story of being diagnosed with spinal meningitis at age 16 and how her miraculous recovery shaped her outlook on life. Brittney talks about loss, grief, making the most of the time you have, and finding daily micro-joys as the path to happiness. Disclaimers: Brittney Hansen NMLS #1474567 ---…

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Homeownership by Movementum Realty

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Should I Paint Before Selling - EP195 - Homeownership 6:08

7M ago6:08

6:08

In this episode we discuss one question that always comes up from sellers is whether or not they should paint. This question really depends and is best left to your real estate agent. Painting is a quick cheap way to really change the look and feel of your home. When choosing colors do not choose them for you choose them for the buyers. Oftentimes …

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Homeownership Insights

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How to Qualify for a Zero-Down Payment USDA Loan 18:30

7M ago18:30

18:30

USDA loans offer homebuyers a 0% down payment option for purchasing a home. Loan officer Christy Solar shares the advantages of USDA loans and breaks down common misconceptions about this great loan program. You can find out whether a property qualifies for USDA financing through the USDA’s interactive online map. Learn more about USDA loans here. …

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Homeownership Insights

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Empowered Mindset for Successful Homebuying 34:39

7M ago34:39

34:39

Fairway Loan Officer William Dawes shares his unique childhood experiences living on a resort in the Bahamas and then attending boarding school in Ft. Lauderdale, Florida. The lessons William learned during his formative years have shaped his outlook on life and work, and they hold important insights for homebuyers as well. Connect with William: ht…

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