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Homeownership Insights Podcast is a leading mortgage industry podcast sponsored by Fairway Independent Mortgage Corporation NMLS# 2289. This mortgage podcast provides homebuyers and homeowners the best insights for your homeownership journey. Come listen as expert mortgage loan officers from across the country share their knowledge to help homebuyers, as well as homeowners, make the best mortgage decisions in their homebuying journey.
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Since the dawn of civilization, the Mertens name has stood for quality for the American homeowner. Offering sage advice in all facets of homeownership, from buying and selling homes, to financing and remodeling, and everything in-between. If you're considering homeownership, you'd better have your Mertens! It's The Mertens Guide to Homeownership!
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WeNeedaVacation.com provides an innovative means of matching Cape Cod, Martha's Vineyard and Nantucket vacationers and homeowners efficiently and inexpensively. Our goal - to support the vacation rental homeowner to create awesome beach vacations. Starting with just 100 listings on Cape Cod in 1997, WeNeedaVacation.com now lists more than 3,500 property listings.
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Join hosts Craig and Kevin on a captivating live show where they delve into the stories of remarkable individuals who have left an indelible mark on their respective industries. In this special episode, they are joined by a diverse panel of extraordinary guests. First up is Marquis Mitchel, affectionately known as "The Roof Don." Marquis has transf…
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In this episode we discuss that when selling a property serviced by a septic system it is required by law that you have the system tested. This test is to ensure the property meets the state requirements under the Title V regulations. Sellers should do all they can to answer the questions buyers may have when looking at their property. Getting your…
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In this episode we discuss that buying a home on the water is a dream of many people. When deciding to pursue this goal one of the first steps is to find a Realtor® who understands waterfront living. The reason it is so important to understand waterfront living is there are so many different styles of waterfront living. You can choose to live on an…
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In this episode we discuss that in simple terms a want is something you would like to have but would be OK without having. A need is something that you must fulfill in order to make the purchase. When speaking with your agent telling them you need three bedrooms can put them on the wrong path if it is only a want. Maybe a bonus room would work to b…
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In this video, we discuss a story of a mutual friend who posted on Facebook about her child who is medically diagnosed with a disability. Unfortunately, the school they are zoned to will not recognize the medical diagnosis and are refusing to test the child to get them services at school. We talk about how this is wrong and how the school is acting…
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In this episode we discuss that the first step to taking care of mosquitos and ticks without using chemicals is to think about the habitat. Make sure to trim back brush, drain any standing water, and plan to use the space during the sunny times of day. There are lots of natural oils that can be worn as insect repellent. Some oils are even powerful …
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In this episode of the Homeowners Show, we delve deep into the controversial world of Angie's Leads. Tune in as we recount a bizarre sales call where an angry representative tried to strong-arm us into signing up for their services. Curiosity piqued, we decided to reach out to our network of business friends who have had experience with Angie's Lea…
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In this episode we discuss that when buying new construction there are a few different methods. Buying land, buying a tear down, or buying into a developers neighborhood are the most common. Buying land or buying a tear down is usually your most flexible option when it comes to building designs. Buying into a developers neighborhood usually means t…
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In this episode of The Homeowners Show, guest host John Havard from The Cowboy Jack Show and Dads Gone Mild Podcast sits down with three business owners who specialize in services that are essential for every homeowner. First up is Raymond Taylor, the founder of Fantail Services, a consulting firm that provides customized solutions to businesses lo…
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In this episode we discuss that buying land is a dream that many people share. They envision buying the land and building their dream home. When buying land to build a home there are a lot of factors to think about. It is highly advised to hire an experienced Realtor ® to help in the purchase to ensure you find success. The worst thing that could h…
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Welcome to the Homeowners Show, where we bring you engaging conversations and stories from some of the most interesting people in Texas. In this episode, our guest host John Havard (host of Cowboy Jack and the Dad's Gone Mild podcast) is joined by Armando Nino from Go Lake Conroe Media and The Texas Ticket Podcast, Shawn Snyder aka "Sasquatch" owne…
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In this episode we discuss that having a home inspection is not a requirement when buying a home. It is up to you if you feel confident buying without a home inspection. Buying a home without a home inspection is not advisable but it is permissible. Remember if you do buy without a home inspection any issues you run into in the future will most lik…
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In this episode we discuss that when choosing a winning offer in sales all sellers tend to want to focus their attention on purchase price. While this is one of the most important details we need to make sure the rest of the offer backs up the surety of the deal. When looking over inspection contingencies it is important to think realistically abou…
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Welcome to this week's episode of The Homeowners Show, where we dive deep into the world of home renovation and provide you with expert advice to help you make informed decisions about your next home project. In this episode, we are joined by Ashley Wade Cline, the founder and owner of The Monroe Painter Company, a reputable painting company servin…
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In this episode we discuss the meaning of a Red Flag Warning. Simply put, a red flag warning means there is a high danger of fire due to weather conditions. Dry air, high winds, and warm temperatures make the perfect conditions to create out of control fires. Be especially careful when smoking on these days. Throwing a lit joint, cigarette, or ciga…
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Welcome to the Homeowners Show! In this episode, we are thrilled to have Kristy Dupuy, the founder of Expressive Tile, to share her expertise on selecting the perfect luxury tile for your next home remodel project. Kristy is a professional tile consultant and has been helping homeowners across the country design their dream homes for over a decade.…
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In this episode we discuss that when creating an offer in a bidding war there are a lot of factors to take into place. One of the most important to winning is understanding what the SELLER wants. As a buyer in a bidding war it is important to speak with your lender and attorney early. You can find out things like your maximum qualifications and tim…
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Check out our interviews with these amazing service providers at our live event with The Contractors Network! Happy Home Appliances - preventative maintenance (936) 236-4663 https://www.facebook.com/happyhomehouston https://www.happyhomehouston.com Lampman Agency - Amy Lampman —> Texas Boys Outdoors Daniel - Concrete Polish and Prep Solutions Texas…
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Depending on your situation and overall vision for your home, the renovation loan you will need may vary. Our Homeownership Insights™ podcast explores the different homebuyer paths with renovation loan expert, Adam Levitt. Learn more at: https://www.fairwayindependentmc.com/mortgage-loan-products/renovation-loan -- Podcast Disclaimer: The informati…
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In this episode we discuss that buying a house is one of the greatest achievements in life. Having a place to call home is not only a great way to live, it is also a great way to build wealth. Renting a house provides temporary shelter at 100% of the cost. Homeownership provides shelter while building equity as you pay off your mortgage. Buying a h…
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Contractors Network Live Part 3! In this episode, Craig and Kevin are live from Rowdy’s in Spring, TX with The Contractor’s Network. We had a chance to sit down with many business owners who are experts in their field. This network of contractors are doing what they can to help homeowners take care of their home. We spend time with each of this eve…
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In this episode we discuss that cleaning up your planting beds includes weeding, edging, trimming, cleanup, and mulching. This five step process is sure to have your house popping with curb appeal. Cleaning the windows on a home can make a huge difference to the home's appearance. Almost every buyer is going to pull the blinds and look out the wind…
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In this episode, Craig was asked to share some of his personal story with Better Community Builders at Blackwood Gun Club. He also was able to sit down with Christal Wilson a volunteer with Hands of Justice and share some stories and information that every parent should be aware of regarding the dangers of human trafficking in your communities. Han…
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In this episode we discuss that Saint Patrick’s Day is the celebration of the arrival of Christianity to Ireland. Since then it has become a day to wear green no matter your heritage. Saint Patrick was originally a British citizen who was enslaved by the Pagan King Niall and made into a shepherd. After he escaped he later returned to Ireland as a m…
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Saving for a down payment can be one of the biggest hurdles to buying a house. But there are many down payment assistance programs available that can make homebuying more achievable than many people may think. Rob Chrane, founder and CEO of Down Payment Resource, talks about what down payment assistance is, who may qualify, and where to find it. Le…
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Solar with Alan Blair In this episode, Craig and Kevin interview Alan Blair with Texas Energy Saver. The episode begins with a lot of banter, and some strong feelings! After that, we spent time talking about solar energy and what homeowners should really consider when they are thinking about adding solar to their home. Many people have opinions abo…
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In this episode we discuss when buying a condo you are taking on responsibility for the walls inward, and the association takes care of the rest. That said it is still you, the unit owner who pays the condo fees to cover these costs. Higher density on one piece of land reduces the costs by splitting them across more parties. This can save the unit …
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In this episode, Craig and Kevin interview George Converse with Real Work Labs. Real Work Labs has developed a pretty slick software that leverages a business’s Google Business Profile and helps provide a visual representation of where a local service-based business is working. By providing better geolocation, and showcasing where a business is wor…
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In this episode we discuss when selling a home and buying a home at the same time the first step would be to talk to a Realtor. They can discuss the different options you have and help you choose what is best for your situation. Selling with a suitable housing clause allows you to list your home for sale and shop for a new home at the same time. A …
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Homebuyers looking to purchase a home need to understand what their debt to income (DTI) is in order to properly qualify for a home loan. Our mortgage loan officer experts are here to share all the details about DTI and homeownership in this Homeownership Insights™ podcast episode. -- Disclaimers: Chris Gonzalez NMLS #61735 Sharla Ellis NMLS #20904…
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Welcome to this episode of our podcast where we sit down with two experts in the field of sustainable energy and home decor. Our guests today are Alan Blair, a solar power systems designer and installer for homes and businesses, and Kristy Dupuy, a tile design consultant who helps homeowners choose the perfect tile designs for their kitchens and ba…
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In this weeks episode we discuss that Massachusetts is one of if not the oldest state in the country. Locally most all land lots to be developed have been, leading to a shortage of new land for new construction. Boston has a high number of great colleges producing top level student graduates. Massachusetts attracts a high number of high paying empl…
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Welcome to our special live podcast show where we have a thought-provoking conversation with two community leaders who have dedicated their lives to serving others. Joining us today are Richard Yeppez, a mortgage lender, and a former firefighter, and Diane Reynolds, the founder of Matthews Light, a homeless ministry. Richard Yeppez is passionate ab…
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In this episode we discuss that pricing a home too high can lead to a lack of interest. This then leads to the need for price breaks which can appear to the buyers as weakness and lead to low ball offers. A properly priced home will attract a lot of buyers in any market. The more buyers who are interested the better chance it is we receive multiple…
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Loan officers Debbie Mahoney and Katie Beam talk about how you can use cash gifts from your wedding to buy a house – and how to ask for cash for your wedding in lieu of more traditional gifts. Talking about money can be challenging, but Debbie and Katie share tips on ways to include your loved ones in your homeownership journey. Learn more about De…
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Join us in this episode as Craig and Kevin sit down with Paul the Plumber and his wife Deborah to discuss his decades-long experience in the plumbing industry, and the inception of his own plumbing business. With a focus on honesty and integrity, Paul the Plumber has become a leading plumbing service provider in the North Houston area. Paul shares …
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In this episode we discuss how affordable housing is defined by the US Department of Housing and Urban Development. “Affordable Housing: Affordable housing is generally defined as housing on which the occupant is paying no more than 30 percent of gross income for housing costs, including utilities.” When thinking of whether housing is affordable or…
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In this episode, Craig and Kevin interview Richard Yeppez, mortgage lender at Next Mortgage. As you probably know, the past year has seen a dramatic shift in the real estate world. Buying a home has had a lot of ups and downs. One of the things that has been a factor is the mortgage rates that are being offered. Home values are down which is great …
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In this episode we discuss that when a deep freeze is coming it is important to do a walk around check of your house. Look for things like missing or loose insulation, windows and doors are all shut incorrectly, heat trace pipes plugged in, and anything else you can do to ensure your home stays warm. Even though cosmetically it may not look the bes…
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Black homeownership rates in 2022 are lower than they were in the 1960s. It doesn’t have to be this way. Tai Christensen, Chief Diversity and Public Relations Officer at the social enterprise Arrive Home, breaks down what’s behind the Black homeownership gap in the U.S. She also details how education, down payment assistance*, and better representa…
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In this episode, we are sharing the second half of our latest live event. Craig and Kevin are live at Rowdy’s in Spring, TX for The Contractors Network event. This is a monthly event held on the third Thursday of every month. We have the opportunity to sit down with the sponsors of the event and talk to them about their business. In today’s episode…
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In this episode we discuss what the world contingent means: In order for one thing to happen a certain circumstance must already happen. This can be used in many different ways as a precautionary measure for both buyer and sellers alike. When looking over offers in real estate the bottom line is not all that matters. As a seller and as a buyer you …
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In this episode, Craig and Kevin are live at Rowdy’s in Spring, TX for The Contractors Network event. This is a monthly event held on the third Thursday of every month. We have the opportunity to sit down with the sponsors of the event and talk to them about their business. In today’s episode you’ll hear from 4 different business owners and hear ab…
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A big question on homebuyers’ minds is will mortgage rates go down in 2023? Barry Habib, a mortgage industry expert and founder and CEO of MBS Highway, puts mortgage rates into context and tells buyers what they need to know about the real estate landscape this year. Learn more at: https://mbshighway.com/ Discover more: https://www.fairwayindepende…
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In this episode we discuss that when deciding to go the route of buying a home that needs some work it is important to know your financing options. Some loans allow you to borrow on properties that need work others do not. A renovation loan is a loan where the cost of the home and the cost of repairs are bundled into one loan. This oftentimes can m…
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In this episode, Craig and Kevin review the Lutron Caseta light switches, including the new Diva light switch. We also discuss the Lutron Caseta fan switch as well. When you want your home to have a simple solution to smart lighting, the Caseta system is a great option. Craig and Kevin both have this system installed in their homes and give a detai…
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In this episode we discuss that “As is” does not have one definite definition but most commonly it means what you see is what you get. This means after you make an offer more than likely no matter what home inspection finds the seller will not want to renegotiate. Massachusetts is a known material defect disclosure state. This means as the seller i…
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