Welcome to the Savvy Investor Podcast, where we provide practical insights on real estate investing, market trends, and expert tips from industry professionals. Whether you're just starting out or a seasoned investor, our show offers actionable advice to help guide you through the world of real estate investing with confidence. Tune in to elevate your investment knowledge and help you live a savvy life.
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Welcome to the Savvy Property Investors Show, a show about ascending the property industry through educated and wise investment decisions. Hosted each week, by Ms. Sapphire Gray, our show seeks to educate the newbie and season property investor, with insightful knowledge from top industry leaders and experts about the challenges and benefits of building a property business. Tune in each week to learn the different tips and techniques that experts apply to assist investors to get the best fin ...
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The podcast is dedicated to empowering you to invest in your family’s future through real estate investing. Listen in to learn about different strategies successful investors use to live their best lives. Whether you are starting out on your real estate wealth-building journey or a seasoned investor looking for the next unfair advantage, THIS is the show for you. Each conversation will help you be savvier when it comes to understanding how to leverage real estate to achieve your goals and li ...
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Rent To Own Explained with Elizabeth Kelly
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Let Us Know What You Thought Of The Episode Elizabeth Kelly, a seasoned real estate investing coach, joins us to discuss the benefits and strategies of rent-to-own investments. She highlights how this approach can aid in property acquisition, appreciation, and help others achieve homeownership. Summary of Key Takeaways Discussed: - Elizabeth's jour…
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Why You Need A Tax Planner vs. A Tax Preparer
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Mike and Ryan highlight the benefits of tax planning, such as minimizing tax liabilities and maximizing personal wealth. They also explain the difference between a tax preparer and a tax planner, with the latter providing proactive advice and strategies to optimize tax outcomes. Want to begin building your retirement plan? Schedule a call with us h…
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Getting Started With Multi Family Investing - Krystal Kromm
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Let Us Know What You Thought Of The Episode In this week’s episode we welcome Krystal Kromm, a remarkable individual who transitioned from life as a full-time paramedic in Red Deer, Alberta, to a savvy real estate investor. Krystal's journey from attending the Elevate Masterclass to starting her journey in real estate is nothing short of inspiratio…
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Changes in Retirement Savings Rules to Know
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Mike discusses tax planning and retirement savings rules that have recently changed, including the elimination of required minimum distributions (RMDs) from Roth 401(k) plans and the reduction of penalties for missed RMDs. The discussion also touches on the importance of tax planning and maximizing the benefits of 401(k)s and IRAs. The conversation…
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Running Your Real Estate Investments As A Business
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Let Us Know What You Thought Of The Episode This week, we are excited to have Meghan Hubner, a seasoned real estate consultant, share her expertise on why and how to run your property investment portfolio like a well-oiled business machine. This episode is packed with actionable advice and transformative strategies that will set you on a path to su…
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The Role of Emotions in Investing and Retirement
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Ryan discusses how to navigate market volatility and protect your retirement savings. He emphasizes the importance of having a solid financial plan that includes income streams and protection against market downturns. Ryan also explains the role of emotions in investing and how having a plan can help minimize emotional reactions. The conversation t…
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Maximizing Your Rentals ROI Through Strategic Design
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Let Us Know What You Thought Of The Episode This week’s podcast features Erin and Heather from Pink Wall Designs, who specialize in hospitality interior design. This conversation is crucial for anyone involved in short-term rentals or looking to create spaces that stand out and attract guests. In this episode we talk about: - Erin and Heather share…
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Strategic Roth Conversions: Maximizing Tax Savings
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Ryan discusses the timing of doing a Roth conversion and explores the options of doing one during a market downturn. He highlights the potential tax savings that can be achieved through strategic Roth conversions. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights:…
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Getting Started With Self Storage - Kelly & Amber Gerein
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Let Us Know What You Thought Of The Episode In this episode of The Savvy Investor Podcast, we interview Kelly and Amber Gerein from Summit Investment Group. These former students of Savvy Investor, are relatively new in the real estate investing world but their drive to accomplish their investing goals is truly inspiring as they begin their journey…
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Saving for retirement is important, but it's crucial to consider the tax implications of required minimum distributions (RMDs). Many people are unaware that they must take money out of their retirement accounts at a certain age, regardless of whether they need it or not. This can result in a significant tax burden. Mike and Ryan discuss how financi…
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Garden Suites. What You Need To Know - Michael Emanuele
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Let Us Know What You Thought Of The Episode This episode of The Savvy Investor Podcast shines a spotlight on maximizing property value through smart rehab and renovation, including the strategic addition of garden suites. With an advanced diploma in Architectural Technology, a Certificate in Project Management, and over a decade of construction ind…
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Ryan discusses the parts of a financial plan that need to have a mid-year checkup leading into retirement, including retirement contributions, asset allocations, tax loss harvesting, and estate planning. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights: 🖱️ Facebo…
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Building Your Real Estate Investing Brand with Jas Takhar
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Let Us Know What You Thought Of The Episode In today's episode of the Savvy Investor Podcast features the amazing Jas Takhar, a master of real estate insights and content creation. Jas shares his journey from simplifying complex real estate information to empowering and inspiring others through his dynamic approach to content creation and personal …
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Building Systems For Your Real Estate Investing Business with Nicole Fiore
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Let Us Know What You Thought Of The Episode Welcome to yet another Savvy Investor Podcast, where today’s guest is none other than Nicole Fiore, the co-founder of Coast to Coast Homes Canada and a key figure in the Elevate Mastermind group. Nicole, along with her husband Colin, has carved out a significant presence in the real estate investing lands…
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Why Canadians Should Consider Investing In the US - Erwin Szeto
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Let Us Know What You Thought Of The Episode Today, we're honored to interview Erwin Szeto, a renowned figure in the realm of real estate investing and the host behind The Truth About Real Estate Investing Podcast. In this episode, Erwin shares his extensive real estate investing experience, the evolution of his investing strategies, and his current…
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Tax Reducing Strategies for Real Estate Investors - George Dube
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Let Us Know What You Thought Of The Episode Welcome to the latest podcast of the Savvy Investor Podcast. In today's episode, we discuss real estate investing and effective tax planning with our guest, George Dube. George brings a wealth of knowledge from both his extensive career in accounting and as a seasoned real estate investor. Starting his ow…
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Mike discusses the frustrations with RMDs and fees associated with retirement accounts, and why tax planning is important when building a retirement plan. Mike highlights why in-depth tax planning is necessary to potentially achieve a 0% tax bracket in retirement. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://…
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Raising Money for Real Estate Investing with Ping Hsu
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Let Us Know What You Thought Of The Episode Today on the Savvy Investor podcast, we're excited to have Ping Hsu, a real estate investor and founder of Property Hustlers, share his journey and insights with us. Ping has a rich history in the real estate market, and after a recent six-week European trip where he managed to balance work and family tim…
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Mike dives into how required minimum distributions work and how they can possibly lead to higher tax brackets in retirement. He emphasizes the need to minimize taxes and create tax-efficient income streams. Mike also touches on the challenges of managing RMDs and the penalties for not taking out the correct amount. Want to begin building your retir…
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Being An Effective Real Estate Investor Entreprenuer - Victoria Cluney
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Let Us Know What You Thought Of The Episode Today, we're so excited to have Victoria Cluney of Cluney Co, on The Savvy Investor Podcast to chat with us about her journey as a real estate investor and her current focus of tiny homes and motel transformations investing. In this episode we discussed: Victoria's Backstory: From Ottawa to Nova Scotia, h…
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Tax Optimization And Income Maximization
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Mike and Ryan discuss the DOW Jones recently breaking the 40,000 mark and the impact of market fluctuations on retirement planning. They emphasize the importance of tax planning and taking control of tax bills during retirement. Mike and Ryan also cover strategies for minimizing tax liabilities and optimizing income from the sale of a business. Wan…
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Real Estate Investing Success: One Step At A Time with Brady McDonald
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Let Us Know What You Thought Of The Episode In this episode of the Savvy Investor Podcast, we sit down with Brady McDonald, a dynamic figure in the world of real estate investing and an inspirational ultra-marathon athlete. In this episode we discussed: Brady’s Background: Brady shares his journey from an early entrepreneur at age 11, to a utility …
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The Impact Of Government Spending On Taxes
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Mike and Ryan delve into the implications that government spending can have on your taxes, and the potential shock that may come when taxes increase after the Trump tax cuts expire. They also discuss the need for tax efficiency and the potential savings that could come from strategic financial planning in retirement. Want to begin building your ret…
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Finding Opportunities During Challenging Times with Zack Brittain
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Let Us Know What You Thought Of The Episode Welcome to another episode of the Savvy Investor Podcast! In this session, we're joined by the season realtor and investment expert Zack Brittain from Phipps Brittain Real Estate. With a rich background in real estate, especially in the multi-family sector, Zack shares his knowledge when it comes to the r…
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Alternative Options For Funding Long-Term Care
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Ryan Herbet discusses the potential impact of healthcare and long-term care expenses on retirement savings and the transfer of wealth to future generations. He highlights the need for tax planning and what the tax implications may be of passing wealth down to children. Ryan also explores alternative options for funding long-term care and the challe…
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Building Your Wealth Strategy with Lisa Elle
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Let Us Know What You Thought Of The Episode With over two decades of experience in wealth planning specifically tailored for real estate investors, Lisa Elle from Elements Financial Group, brings a wealth of knowledge that could be pivotal in enhancing your financial strategies. Lisa Elle is the founder of Ellements Financial Group, host of the Mon…
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Growth Mindset During Challenging Times with Melanie Robinson
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Let Us Know What You Thought Of The Episode The real estate market is known for its cyclical nature, often characterized by highs and lows that can test even the most seasoned investors. In a climate where uncertainty seems to be the only certainty, cultivating resilience becomes paramount. That's why we're excited to have Melanie Robinson join us …
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The Unpredictability Of The Stock Market
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Retirees are getting anxious about the unrest in the world, upcoming elections, and out-of-control government spending. Warren Buffett advises against making investment choices based on short-term headlines and instead focuses on predicting what will happen in the next 10 years. The stock market is unpredictable and reacts to various factors, makin…
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0 - 500 Units In 5 Years The Journey with Dr. Lindsey Duguet
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Let Us Know What You Thought Of The Episode In our latest episode of the Savvy Investor Podcast, we sit down with Dr. Lindsey Duguet from Pennsylvania. Dr. Lindsey Duguet is a practicing Emergency Medicine Physician and Geisinger Health System's Northeast Regional Emergency Medicine Medical Director. She began investing in real estate with her husb…
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Maximizing Retirement Income With Roth Conversions
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What are the tax consequences of working longer in retirement to gain more income? In this episode, Ryan discusses the impact of taxes on retirement income and the importance of tax planning. Also, Ryan explains how Roth conversions can be a valuable strategy to save on taxes in retirement. Want to learn more about tax planning and if Roth conversi…
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Protecting your Private Lend with Graham Barr & Brandon Hans
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Let Us Know What You Thought Of The Episode In this episode, we dive into the world of private lending with our esteemed guests and go to lawyers from Barr LLP, Brandon K. Hans and Graham A.B. Barr. Private lending has become a very popular investing strategy for those looking to be more passive investors. Unfortunately, as of late we've been seein…
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Overcoming the Fear of Being Visible with Kyle Guthro
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Let Us Know What You Thought Of The Episode In this week’s episode of The Savvy Investor Podcast, we dive deep into the world of real estate investment and personal development with none other than Kyle Guthro – a master public speaker, renowned for his unparalleled expertise in enhancing revenue through innovative sales and communication tactics. …
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Misconceptions About Your 401k In Retirement Planning
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Having a 401k does not automatically mean you have a substantial retirement fund. While a 401k is a tool to save money for retirement, it doesn't guarantee a successful income plan. In this episode, Mike and Ryan explain why people may lack the necessary knowledge and guidance to make informed decisions about their 401k, and discuss the important t…
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How To BRRRR Multi Family Properties with Mayu Thava
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Let Us Know What You Thought Of The Episode In this week's episode, we have Mayu Thava, a driven individual with a passion for real estate, mortgages, and personal finance, which has shaped a remarkable real estate investing journey. As a CA and CPA, Mayu initially immersed themselves in the world of Accounting. However, deep down, his focus was wa…
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How Tax Friendly Is Maryland For Retirees?
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Tax planning is a crucial aspect of financial planning, as taxes may significantly impact retirement savings. In this episode, Ryan Herbert tells us where Maryland stands compared to other states regarding tax rates. Learn about how where you live can affect your overall retirement plan and the importance of properly preparing a tax strategy. Want …
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Multifamily Due Diligence with Kyle Agro
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Let Us Know What You Thought Of The Episode In this compelling episode of our podcast, we had the pleasure of speaking with Kyle Agro, the Associate Vice-President at Equiton, a leading Canadian private equity firm known for its exceptional investment returns. We discussed a variety of topics, including: Kyle's extensive experience and the strategi…
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Understanding The Tax Implications Of Annuities
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Diversifying tax buckets is important when minimizing tax implications. A plan that considers the lowest tax bracket today and throughout retirement is essential to understand when aiming for tax efficiency. In this episode, Mike and Ryan break down how different investments such as annuities have varying tax implications, and why preserving and pr…
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The Infinite Banking Strategy Explained with Darren Mitchell & Christina Wyatt
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Let Us Know What You Thought Of The Episode In this episode we are back with Darren Mitchell and Christina Wyatt. Together with their team of Wealth Coaches from Control and Compound Financial, specialize in assisting Canadian real estate investors and business owners across the country in integrating the Infinite Banking Concept (also known as Hig…
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Don't Pay Taxes That Aren't Necessary
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Taxes are unfair. That’s what Ron Swanson of “Parks and Rec” taught a young student by eating most of her lunch. On this episode, Mike expresses the frustrations he has with lazy CPAs that are costing the taxpayer money they legally aren’t obligated to pay. Plus, hear about how proper tax planning may result in a lower tax bill and how those saving…
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Self Storage Investing with Martin Mei
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Let Us Know What You Thought Of The Episode In this episode, we have special guest Martin Mei, who is a real estate investor specializing in multifamily and self-storage investments. Early on in his real estate journey, he became the top producer of off-market multifamily opportunities on the East Coast, focusing on wholesaling, BRRRRs with OPM, fl…
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Income Concerns For Your 401k In Retirement
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Market corrections have a bigger impact on your 401k than you may think. That impact is more significant when you're planning for retirement. On this episode, Ryan Herbert discusses the importance of positioning yourself properly to make your life savings last regardless of a stock market crash. Plus, pensions used to be the consistent source of in…
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Wholesaling 101 With The Wholesale Genie Jamil Damji
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Let Us Know What You Thought Of The Episode In this episode we have special guest Jamil Damji who is an internationally renowned real estate investor and entrepreneur whose true passion is to empower others to create generational wealth through real estate. Jamil is the Co-founder of Keyglee, a nationally franchised real estate wholesaling outfit o…
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How much can you withdraw from your retirement and make it last?
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How much can you withdraw from your retirement and make it last? Ryan Herbert and Lawrence Kiely discuss recent reports from talking heads saying rates range from 4% to 8% annually and why that might not be right for you. They also talk about the age-old question of how much you need for retirement and if there is a set number, See omnystudio.com/l…
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What are the advantages to Roth conversions and when is the right time to begin? Ryan Herbert discusses how to take advantage of taxes when moving money in your retirement accounts. He also talks about how to create a personal pension and ways to retire as a federal employee. Start your tax savings today- schedule a call with us here: 📅 https://bit…
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The tax target keeps moving. Where should you aim?
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The tax laws continue to shift and can create a problem when it comes time to file, but what can you do today to get ahead of the issue? Mike Canet and Lawrence Kiely discuss the proper way to implement a tax plan for your financial future. They also talk about how much money you need to save to cover medical expenses in retirement and why that num…
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They are calling it "Peak 65" but what does that mean? Mike Canet and Lawrence Kiely discuss the recent influx in retirees leaving the workforce. They also talk about the tax options that become available to you when you sell off real estate before or during retirement. See omnystudio.com/listener for privacy information.…
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How to avoid a higher tax bracket.
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Will retirement cause you to go up into a higher tax bracket? Ryan Herbert and Lawrence Kiely discuss the tax options that are available to you when you are going into and through retirement. They also talk about the impact of a Presidential Election on your financial future. See omnystudio.com/listener for privacy information.…
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You could be losing money by not retiring!
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Are you delaying your retirement? Did you know that you could be losing money because you're continuing to work? Ryan Herbert discusses the importance of retiring at the right time and how to evaluate your situation to know when to begin transitioning into retirement. See omnystudio.com/listener for privacy information.…
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This is what a financial advisor is supposed to do.
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Getting you to retirement is different than getting you through retirement. How does the role of your financial advisor change when you decide to stop working? Ryan Herbert discusses why you should shift your financial focus and the importance of a retirement plan. He also talks about Tiger Woods recent decision to leave Nike Golf and ways to keep …
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Media Mogul and Billionaire Tyler Perry shares his vision for retirement, and whether you're a federal employee or not, you might be surprised to know how similar his goals are to yours. Ryan Herbert explains the importance of having a complete financial plan and the relationship you and your family should have with the person managing your money. …
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